David Ramirez
$180,000$205,5002 bd2 ba1,118 sqft$161 /sqft$1,518 /mo all-in ↓

301 SE 5th Avenue, Okeechobee FL 34974, OKEECHOBEE, FL, 34974

Active117 days on marketListed Apr 7, 2026MLS #B26013040

Priced 14% below the OKEECHOBEE 34974 medianReduced $26KWaterfrontSingle Family ResidenceCENTRAL PARK

About this home

301 SE 5th Avenue, Okeechobee FL 34974

Updated 2BR/2BA double-wide mobile home in the heart of Okeechobee—just steps from access to Lake! Located less than 200 feet from the boat ramp, this property is ideal for fishing enthusiasts and outdoor lovers. This well-maintained home features a functional layout with comfortable living spaces and recent updates. The spacious screened-in porch includes an additional room with air conditioning and electric already in place—ready for your finishing touches to create a home office, guest space, or bonus room. A shed in the backyard provides extra storage, and the property is conveniently located near shopping, dining, and local amenities. Perfect as a full-time residence, weekend retreat, or investment opportunity. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,118

Sqft

0.122 ac

Lot size

1993

Year built

1

Levels

$161

Per sqft

WaterfrontPets allowed

Inside

FlooringWood
AppliancesMicrowave · Refrigerator · Self Cleaning Oven · Wall Oven
InteriorCooking Island · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings
LaundryWasher Hookup
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofMetal · Metal Roof
ConstructionAluminum Siding
FacesWest
ParkingOpen

Community & fees

Taxes (2025)$2,627/yr
PetsYes
CommunityBuyer Approval Required

Utilities & systems

UtilitiesElectricity Connected · Water Connected · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,518 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$219
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$1,518/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$219
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CENTRAL PARK

$161 vs $266

Days on market

117 vs 11 typical

Where $161/sqft sits among the 22 homes for sale in CENTRAL PARK

17 · this home
1
0
0
1
3
$161–513$513–865$865–1217$1217–1569$1569–1921$1921+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Okeechobee

Map of 301 SE 5th Avenue, Okeechobee FL 34974

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$225K$338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

4 of 22

CENTRAL PARK have cut their price

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

CurrentPrice reduced to $180,000 $26K
Apr 7, 2026Listed at $205,500 · 117 days on market since
1993Built · CENTRAL PARK

Reality check

What actually sold near 301 SE 5th Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

88 SW 29th Ave, Miami FL 33135Sold · Mar ’26

$645,000

88 SW 29th Ave, Miami FL 33135 · same community

3 bd · 2 ba · 1,125 sqft · $573/sqft · 100 DOM

305 SE 5th Avenue, Okeechobee FL 34974Sold · May ’26

$90,000

305 SE 5th Avenue, Okeechobee FL 34974 · same community

3 bd · 1.5 ba · 1,051 sqft · $86/sqft · 17 DOM

6160 WESTGATE DRIVE UNIT 304Sold · May ’26

$100,000

6160 WESTGATE DRIVE UNIT 304 · same community

1 bd · 1 ba · 1,228 sqft · $81/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 301 SE 5th Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 301 SE 5th Avenue — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

301 SE 5th Avenue FAQs

What would the monthly payment be for 301 SE 5th Avenue, Okeechobee FL 34974?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 301 SE 5th Avenue, Okeechobee FL 34974?+

The most recent tax bill on record (2025) was $2,627. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 301 SE 5th Avenue, Okeechobee FL 34974?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Okeechobee?+

At $180,000, this home is listed about 36% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the OKEECHOBEE 34974 market on paper

$180,000 is 14% below the OKEECHOBEE 34974 median of $210,000, and at $161/sqft it sits under the Okeechobee average of $235.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

117 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $205,500, now $180,000 — a $26K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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