5540 N Ocean Drive # 9b, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active131 days on marketListed Apr 8, 2026MLS #B26012793
About this home
5540 N Ocean Drive # 9b, Singer Island FL 33404
Completely renovated stunner with jaw dropping views 180 degrees, with that "you made it!" lifestyle. Enjoy sunrises and sunsets from this end unit. Open Kitchen, double oven, coffee bar. Beaming with natural light. All milestone and 30 year certifications done, all work done, no special assessments coming up so you are all set! Impact glass completes the transformation. Small pet is welcome! Why JOIN A CLUB? With a 1000 feet of beach frontage, Waterglades is a resort all unto its own, 24 hour gated community, 2 resort pools, putting green, 4 lighted tennis / pickle courts, community rooms, gorgeously renovated lobby. Storage and bike storage. Hammocks on the pool terrace. State of the art fitness. Meander to the award winning McArthur State Park. Your search is complete.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,435
Sqft
0 ac
Lot size
1
Garage
1975
Year built
1
Levels
$766
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,938 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,938/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+195.3%
$/sqft vs WATER GLADES CONDO
$766 vs $627
Days on market
131 vs 104 typical
Where $766/sqft sits among the 6 homes for sale in WATER GLADES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
1 of 6
WATER GLADES CONDO have cut their price
This home is listed 343% above the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 5540 N Ocean Drive # 9b
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$975,000
5550 N Ocean Dr # 22C, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $679/sqft · 270 DOM
Sold · Jun ’26$845,000
5510 N Ocean Drive # 19c, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $589/sqft · 132 DOM
Sold · Apr ’26$1,100,000
5510 N Ocean Drive # 26c, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $767/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5540 N Ocean Drive # 9b — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5540 N Ocean Drive # 9b — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5540 N Ocean Drive # 9b FAQs
What would the monthly payment be for 5540 N Ocean Drive # 9b, Singer Island FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,938/mo — principal and interest, the actual property-tax bill, the $1,700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5540 N Ocean Drive # 9b, Singer Island FL 33404?+
The association fee works out to $1,700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5540 N Ocean Drive # 9b, Singer Island FL 33404?+
The most recent tax bill on record (2025) was $20,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5540 N Ocean Drive # 9b, Singer Island FL 33404?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $1,099,000, this home is listed about 38% above the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5540 N Ocean Drive # 9b, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,000 runs 343% above the SINGER ISLAND 33404 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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