595 45th Court, Vero Beach FL 32968, VERO BEACH, FL, 32968
Active132 days on marketListed Apr 4, 2026MLS #B26012764
About this home
595 45th Court, Vero Beach FL 32968
Spacious 4-bedroom, 3.5-bath pool home on over a half-acre with NO HOA—bring your RV, boat, and all your toys! This property offers an ideal blend of space, privacy, and flexibility, perfect for those who want room to live and entertain without restrictions. Inside, you'll find generous living areas designed for comfort and functionality, while the outdoor space invites you to relax or host around the private pool with plenty of room to expand.Major updates provide peace of mind, including custom impact windows throughout, full replumb (2022), and updated electrical panel (2023). The expansive lot offers endless possibilities—gardens, outdoor kitchen, workshop, or additional storage. Conveniently located just minutes from shopping, dining, top-rated schools, and the beautiful beaches.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,857
Sqft
0.54 ac
Lot size
2
Garage
1988
Year built
1
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,107 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,107/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$217 vs $252
Days on market
132 vs 58 typical
Where $217/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 45th Street
Get to know Vero Beach. See the full Vero Beach guide →
45th Street — neighborhood snapshot
Population
1,064
Median age
54
Median income
$80,083
Median home value
$326,300
Avg household
2
Households w/ children
124
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
46 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 595 45th Court
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$540,000
8215 MYRTLE POINT WAY · same community
4 bd · 2 ba · 2,625 sqft · $206/sqft · 37 DOM
Sold · Jun ’26$528,000
Nearby listing · same community
3 bd · 2 ba · 2,229 sqft · $237/sqft · 19 DOM
Sold · May ’26$490,000
Nearby listing
4 bd · 3.5 ba · 2,856 sqft · $172/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 595 45th Court — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 595 45th Court — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
595 45th Court FAQs
What would the monthly payment be for 595 45th Court, Vero Beach FL 32968?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,107/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 595 45th Court, Vero Beach FL 32968?+
The most recent tax bill on record (2025) was $4,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 595 45th Court, Vero Beach FL 32968?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $619,500, this home is listed about 38% above the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 595 45th Court, Vero Beach FL 32968?+
Glendale Elementary School (elementary), Vero Beach High School (high), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$619,500 runs 13% above the VERO BEACH 32968 median — but at 2,857 sqft it's also 54% larger than the typical Vero Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
132 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $650,000, now $619,500 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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