421 NE Plantation # 617, Stuart FL 34996, STUART, FL, 34996
Active119 days on marketListed Apr 4, 2026MLS #B26011282
About this home
421 NE Plantation # 617, Stuart FL 34996
Coastal elegance just steps from the beach in Indian River Plantation. Two-minute walk via public boardwalk access. This updated first-floor 2BR/2BA condo in a two-story building offers relaxed island living with pool access and surrounding golf course. Features include volume ceilings, abundant natural light, crown molding, plantation shutters, shiplap accents, white kitchen with granite countertops, and no stairs or elevator required. Screened lanai with hurricane-impact sliders extends living space with year-round ocean breezes. HOA includes funded reserves, insurance, cable, internet, water, trash, exterior maintenance, landscaping, security, sewer, parking, and pool service. Resort-style amenities available with membership. Strong seasonal rental demand adds income potential.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,253
Sqft
0 ac
Lot size
1993
Year built
1
Levels
$439
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,250 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,250/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.7%
$/sqft vs Stuart actives
$439 vs $265
Days on market
119 vs 94 typical
Where $439/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beachwalk At Indian River Plantation
Get to know Stuart. See the full Stuart guide →
Beachwalk At Indian River Plantation — neighborhood snapshot
Population
420
Median age
68
Median income
$146,875
Median home value
$683,100
Avg household
2
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the STUART 34996 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 421 NE Plantation # 617
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$542,500
391 NE Plantation Road # 215, Stuart FL 34996 · same community
2 bd · 2 ba · 1,253 sqft · $433/sqft · 21 DOM
Sold · Mar ’26$518,000
411 NE Plantation Road # 517, Stuart FL 34996 · same community
2 bd · 2 ba · 1,180 sqft · $439/sqft · 101 DOM
Sold · Jun ’26$380,000
1550 NE Ocean Boulevard # 302, Stuart FL 34996
2 bd · 2 ba · 1,269 sqft · $299/sqft · 595 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 421 NE Plantation # 617 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 421 NE Plantation # 617 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
421 NE Plantation # 617 FAQs
What would the monthly payment be for 421 NE Plantation # 617, Stuart FL 34996?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,250/mo — principal and interest, the actual property-tax bill, the $1,050/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 421 NE Plantation # 617, Stuart FL 34996?+
The association fee works out to $1,050 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 421 NE Plantation # 617, Stuart FL 34996?+
The most recent tax bill on record (2025) was $6,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 421 NE Plantation # 617, Stuart FL 34996?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $550,000, this home is listed about 108% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 421 NE Plantation # 617, Stuart FL 34996?+
Stuart Middle School (middle), Felix A Williams Elementary School (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 176% above the STUART 34996 median — but at 1,253 sqft it's also 25% larger than the typical Stuart listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,050/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Stuart Middle School, Felix A Williams Elementary School, Jensen Beach High School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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