4334 SE Us Highway 441 # 11, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active126 days on marketListed Apr 1, 2026MLS #B26010392
About this home
4334 SE Us Highway 441 # 11, Okeechobee FL 34974
Welcome to this charming cottage-style home located in a desirable community along the Rim Canal, offering deep water access from Lake Okeechobee all the way to the ocean. This inviting residence features an open-concept layout filled with natural light, creating a warm and welcoming atmosphere. The home is thoughtfully designed with a durable metal roof, Hardie plank siding, Corian countertops, laminate wood flooring, and cozy carpeted areas. A unique under-stair whole office/desk setup/space provides the perfect setup for working from home or staying organized. The kitchen is equipped with upgraded appliances, and the home also includes an interior laundry area with washer and dryer for added convenience...... ...A formal dining room, ceiling fans throughout, and a recently replaced A/C system (2024) enhance comfort and functionality. Additional highlights include private covered parking and close proximity to marinas, excellent fishing spots, and endless open-water adventures. Whether you're seeking a full-time residence or a seasonal retreat, this property offers the ideal blend of comfort, convenience, and waterfront living. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
1,088
Sqft
0.03 ac
Lot size
2006
Year built
2
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,037 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,037/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$232 vs $202
Days on market
126 vs 61 typical
Where $232/sqft sits among the 279 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
21 of 279
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4334 SE Us Highway 441 # 11
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$100,000
4146 SE 26TH STREET
2 bd · 1.5 ba · 1,122 sqft · $89/sqft · 51 DOM
Sold · Aug ’25$212,000
4948 SE 43RD STREET
2 bd · 2 ba · 1,008 sqft · $210/sqft · 560 DOM
Sold · Nov ’25$152,000
3851 SE 25TH STREET
2 bd · 1 ba · 1,188 sqft · $128/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4334 SE Us Highway 441 # 11 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4334 SE Us Highway 441 # 11 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4334 SE Us Highway 441 # 11 FAQs
What would the monthly payment be for 4334 SE Us Highway 441 # 11, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,037/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4334 SE Us Highway 441 # 11, Okeechobee FL 34974?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4334 SE Us Highway 441 # 11, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $2,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4334 SE Us Highway 441 # 11, Okeechobee FL 34974?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $252,000, this home is listed about 8% below the Okeechobee median of $274,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$252,000 runs 20% above the OKEECHOBEE 34974 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
126 days on market against a Okeechobee median of 61 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Okeechobee homes, in your inbox
Like 4334 SE Us Highway 441 # 11, Okeechobee FL 34974 but not quite? A daily digest of every new listing in Okeechobee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →