4786 Saint Armands Way, Westlake FL 33470, WESTLAKE, FL, 33470
Active135 days on marketListed Apr 1, 2026MLS #B26009906
About this home
4786 Saint Armands Way, Westlake FL 33470
Skip the wait and cost of upgrades—this home already has it all! Most new builds don't include these upgrades—buyers pay extra + wait months. Corner lot (privacy + space), custom office with built-ins, custom master closet, whole-home water filtration system, EV-charger, covered patio with automated screens. Schedule a tour for this beautifully upgraded and ready to move-in single family home. Designed for effortless active adult living, enjoy a vibrant community focused on health & wellness, supporting an active, social, and balanced way of life. Flexible closing timeline. Furniture negotiable. Live the Lifestyle You've Earned at Cresswind Palm Beach at Westlake Discover why Cresswind Palm Beach at Westlake is one of South Florida's premier active adult communities. As the only 55+ community in Westlake with a full-time Lifestyle Director, Cresswind offers a vibrant, resort-inspired lifestyle where neighbors become friends and every day brings new opportunities for fun, wellness, and connection. At the heart of the community is the stunning Club Cresswind, featuring a state-of-the-art SmartFIT Training Center powered by EGYM, yoga and aerobics studio, art studio with ceramics, social gathering spaces, and a resident-exclusive clubhouse designed for an active and engaging lifestyle. Step outside and enjoy exceptional amenities including a resort-style pool and spa, resistance pool, 8 pickleball courts, tennis courts, bocce and horseshoe courts, event plaza, and separate dog parks for small and large breeds. From pickleball leagues and travel excursions to wine tastings, cooking demonstrations, live entertainment, arts and crafts, wellness workshops, and volunteer opportunities, there's always something happening. Whether you're looking to stay active, pursue new hobbies, or build lasting friendships, Cresswind Palm Beach delivers a lifestyle that goes far beyond your front door. More than a home—it's a community designed for your next best chapter.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,855
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
1
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,334 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,334/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Westlake actives
$323 vs $302
Days on market
135 vs 45 typical
Where $323/sqft sits among the 77 Westlake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westlake
Get to know Westlake. See the full Westlake guide →
WESTLAKE 33470 — neighborhood snapshot
Population
33,232
Median age
43.8
Median income
$116,758
Median home value
$532,200
Avg household
3.05
Households w/ children
3,730
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Westlake market
$585K → $618K
Westlake median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
10 of 77
Westlake actives have cut their price
This home is listed 18% below the WESTLAKE 33470 median. See the full Westlake market guide →
Paper trail
This home's history
Reality check
What actually sold near 4786 Saint Armands Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$615,000
4823 Saint Armands Way, Westlake FL 33470 · same community
3 bd · 2 ba · 1,787 sqft · $344/sqft · 37 DOM
Sold · Jul ’26$624,900
15890 Key Biscayne Lane, Westlake FL 33470 · same community
3 bd · 2 ba · 1,677 sqft · $373/sqft · 30 DOM
Sold · Jul ’26$525,000
5522 Quiet Lake Place, Westlake FL 33470
3 bd · 2.5 ba · 1,881 sqft · $279/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4786 Saint Armands Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4786 Saint Armands Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4786 Saint Armands Way FAQs
What would the monthly payment be for 4786 Saint Armands Way, Westlake FL 33470?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,334/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4786 Saint Armands Way, Westlake FL 33470?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4786 Saint Armands Way, Westlake FL 33470?+
The most recent tax bill on record (2025) was $4,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4786 Saint Armands Way, Westlake FL 33470?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Westlake?+
At $599,999, this home is listed about 23% below the Westlake median of $784,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4786 Saint Armands Way, Westlake FL 33470?+
Osceola Creek Middle School (middle), Frontier Elementary School (elementary), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WESTLAKE 33470 market on paper
$599,999 is 18% below the WESTLAKE 33470 median of $727,500.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
135 days on market against a Westlake median of 45 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Osceola Creek Middle School, Frontier Elementary School, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Frontier Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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