David Ramirez
$1,999,000$2,150,0004 bd4 ba2,429 sqft$823 /sqft$12,300 /mo all-in ↓

1398 SW 14th Street, Boca Raton FL 33486, BOCA RATON, FL, 33486

Active136 days on marketListed Mar 31, 2026MLS #B26009140

Reduced $151KWaterfrontPrivate poolSingle Family ResidenceBOCA RATON SQUARE 17,BOCA RATON SQUARE

About this home

1398 SW 14th Street, Boca Raton FL 33486

Situated on an oversized canal lot on arguably the finest street in highly desirable Boca Raton Square, this virtually newly constructed single-story contemporary residence represents a rare level of design, craftsmanship, and thoughtful customization. Offering more than 3,400 total square feet, including over 2,400 square feet of air-conditioned living space, the home also features a 500+ sq ft covered outdoor living area and a spectacular 400 sq ft rooftop terrace designed to capture panoramic views in every direction. From the moment of arrival, the property makes a striking impression. Dual driveways frame the home, leading to a spacious covered front porch finished in matching porcelain tile and anchored by a dramatic 8-foot custom entry door that sets the tone for the sophisticated design within. Inside, a light-filled open floor plan with vaulted ceilings creates an immediate sense of space and elegance while framing beautiful views of the pool and lush backyard. Large-format porcelain tile flows seamlessly from the interior to the exterior living areas, creating a cohesive indoor-outdoor environment ideal for South Florida living. The home is appointed with impact-rated Marvin/SIW windows and doors with custom hardware, recessed lighting throughout including outdoor areas, linear A/C diffusers, and discreet recessed solar shades. The designer kitchen is both stunning and highly functional, featuring leather-finished Taj Mahal quartzite countertops and full backsplash, floor-to-ceiling European cabinetry, and a complete suite of integrated Thermador appliances. Culinary enthusiasts will appreciate the 36-inch induction range, dual dishwashers, dual sinks, double ovens, beverage cooler, recessed exhaust hood, and instant hot-water dispenser. Each bathroom is elegantly finished with floating wall-mounted vanities, skirted toilets, and refined contemporary fixtures, creating spa-like spaces throughout the home. Outdoors, the property has been transformed into a private resort-style retreat. The grounds are lushly landscaped with rare and exotic plantings complemented by custom landscape lighting and low-maintenance artificial turf throughout the front and rear yards. The expansive covered patio — finished with matching interior tile — creates a seamless extension of the living space and overlooks one of the largest backyards in Boca Raton Square. At the center of the outdoor experience is a new heated and chilled saltwater pool featuring color-changing LED lighting, bubblers, and a sun shelf designed for relaxation and entertaining. A rooftop terrace/observatory provides a unique vantage point with sweeping views and unforgettable sunsets. The climate-controlled dream garage is finished to the same high standards as the home itself, featuring custom cabinetry, a built-in workstation, shoe bench, epoxy flooring, and an impact-rated side-mounted garage door with opaque glass panels. Additional upgrades reflect the home's exceptional build quality and attention to detail, including all new underground plumbing and wastewater lines, upgraded electrical wiring, spray-foam attic insulation, sound-dampened interior walls with 5/8-inch drywall, new ductwork with air returns in every room, whole-home water softener, ultra-efficient variable-speed HVAC systems, and a tankless gas water heater supplied by an underground 500-gallon propane tank. This extraordinary residence combines modern construction quality, luxury materials, and resort-style outdoor living in one of Boca Raton's most established and sought-after neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,429

Sqft

0.25 ac

Lot size

2

Garage

1971

Year built

1

Levels

$823

Per sqft

Private poolWaterfrontCanal & Garden & Pool & Canal View viewPets allowed

Inside

FlooringCeramic Floor
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer · Water Softener Owned · Water Softener/Filter
InteriorBar · Closet Cabinetry · Cooking Island · Custom Mirrors · Skylight · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Family Room
LaundryWasher Hookup
CoolingCentral Air · Electric · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofTile · Flat Tile · Flat Roof With Facade Front · Tile Roof
ConstructionSlab Construction
ViewCanal · Garden · Pool · Canal View
FacesNorth
Parking2 Or More Spaces · Open · Parking Garage
ExteriorExterior Lights · Outdoor Shower

Community & fees

Taxes (2025)$7,249/yr
PetsYes
CommunityPaved Road

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,300 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,787
PMI (est., until 20% equity)$750
Property tax — 2025 actual bill$604
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $199,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $199,900
Interest rate6.00%
Loan term

Estimated payment

$12,300/mo

Principal & interest$10,787
PMI (est., until 20% equity)$750
Property taxes (actual bill)$604
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Raton actives

$823 vs $321

Days on market

136 vs 56 typical

Where $823/sqft sits among the 400 Boca Raton actives

227
77
36
19 · this home
14
27
$141–360$360–578$578–797$797–1015$1015–1234$1234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Raton Square

Map of 1398 SW 14th Street, Boca Raton FL 33486 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Boca Raton Square — neighborhood snapshot

Population

3,394

Median age

46

Median income

$142,811

Median home value

$616,034

Avg household

3

Households w/ children

451

For the school run

Palm Beach County School District

ElementaryAddison Mizner School★★★★★
MiddleBoca Raton Community Middle School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

52 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 345% above the BOCA RATON 33486 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,999,000 $151K
Mar 31, 2026Listed at $2,150,000 · 136 days on market since
1971Built · BOCA RATON SQUARE 17,BOCA RATON SQUARE

Reality check

What actually sold near 1398 SW 14th Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

23288 Boca Chica Cir, Boca Raton FL 33433Sold · Jun ’26

$770,000

23288 Boca Chica Cir, Boca Raton FL 33433

4 bd · 2.5 ba · 2,425 sqft · $318/sqft · 18 DOM

22100 Serenata Circle W, Boca Raton FL 33433Sold · Jun ’26

$1,200,000

22100 Serenata Circle W, Boca Raton FL 33433

4 bd · 3 ba · 2,362 sqft · $508/sqft · 28 DOM

999 SW Pepperridge Terrace, Boca Raton FL 33486Sold · Jul ’26

$1,675,000

999 SW Pepperridge Terrace, Boca Raton FL 33486

4 bd · 3 ba · 2,343 sqft · $715/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1398 SW 14th Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1398 SW 14th Street — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1398 SW 14th Street FAQs

What would the monthly payment be for 1398 SW 14th Street, Boca Raton FL 33486?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1398 SW 14th Street, Boca Raton FL 33486?+

The most recent tax bill on record (2025) was $7,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1398 SW 14th Street, Boca Raton FL 33486?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $1,999,000, this home is listed about 264% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1398 SW 14th Street, Boca Raton FL 33486?+

Addison Mizner School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,999,000 runs 345% above the BOCA RATON 33486 median — but at 2,429 sqft it's also 57% larger than the typical Boca Raton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

136 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Addison Mizner School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Addison Mizner School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,150,000, now $1,999,000 — a $151K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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