804 Summit Lake Drive, West Palm Beach FL 33406, WEST PALM BEACH, FL, 33406
Active141 days on marketListed Mar 29, 2026MLS #B26008343
About this home
804 Summit Lake Drive, West Palm Beach FL 33406
Great Townhome with large backyard; Low HOA fees, HOA fees includeds roof and insurance maintenance, Roof is 2 years new, AC is 6 years new. No age restriction, bring your kids and dogs here. Backyard has room for gardening , BBQ, etc. Text agent to show by apts only. Owner occupied.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,206
Sqft
0.03 ac
Lot size
2001
Year built
2
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,335 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs West Palm Beach actives
$232 vs $253
Days on market
141 vs 62 typical
Where $232/sqft sits among the 399 West Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Palm Beach
Get to know West Palm Beach. See the full West Palm Beach guide →
WEST PALM BEACH 33406 — neighborhood snapshot
Population
26,662
Median age
38.2
Median income
$79,696
Median home value
$358,300
Avg household
2.95
Households w/ children
3,412
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
43 of 399
West Palm Beach actives have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the WEST PALM BEACH 33406 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 804 Summit Lake Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$350,000
884 Montego Dr, West Palm Beach FL 33415
3 bd · 1 ba · 1,212 sqft · $289/sqft · 88 DOM
Sold · Jul ’26$287,000
4183 Palm Bay Circle # A, West Palm Beach FL 33406
2 bd · 2 ba · 1,214 sqft · $236/sqft · 84 DOM
Sold · Feb ’26$205,000
4183 Palm Bay Cir # A, West Palm Beach FL 33406
2 bd · 2 ba · 1,214 sqft · $169/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 804 Summit Lake Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 804 Summit Lake Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
804 Summit Lake Drive FAQs
What would the monthly payment be for 804 Summit Lake Drive, West Palm Beach FL 33406?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,335/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 804 Summit Lake Drive, West Palm Beach FL 33406?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 804 Summit Lake Drive, West Palm Beach FL 33406?+
The most recent tax bill on record (2025) was $939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 804 Summit Lake Drive, West Palm Beach FL 33406?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $279,900, this home is listed about 11% below the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 804 Summit Lake Drive, West Palm Beach FL 33406?+
Berkshire Elementary School (elementary), Palm Springs Middle School (middle), John I. Leonard High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WEST PALM BEACH 33406 market on paper
$279,900 is 7% below the WEST PALM BEACH 33406 median of $302,500, and at $232/sqft it sits under the West Palm Beach average of $460.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
141 days on market against a West Palm Beach median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $330,000, now $279,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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