8820 Waterstone Boulevard, Fort Pierce FL 34951, FORT PIERCE, FL, 34951
Active143 days on marketListed Mar 28, 2026MLS #B26008225
About this home
8820 Waterstone Boulevard, Fort Pierce FL 34951
Welcome to this exceptional single-story Move -in-ready residence in Waterstone Fort Pierce. This thoughtfully designed home offers 2,000 square feet of finished living space with 4 bedrooms and 2 bathrooms, providing ample room for diverse living arrangements. The 3-car garage ensures convenient vehicle storage Located in the Waterstone community, this property combines practical layout with functional design, making it an excellent choice for those seeking a well-proportioned home in Fort Pierce. Close to Beaches, Boaters Delight, shopping, parks, schools, Easy access to I-95. Community offers Volleyball, Pickleball & tennis courts. BBQ grills and picnic area for family and friends, No Flood Ins. Required. Seller pays closing cost w/Adams Homes Lenders
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,000
Sqft
0.24 ac
Lot size
3
Garage
2026
Year built
1
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs WATERSTONE PHASE THREE
$212 vs $215
Days on market
143 vs 65 typical
Where $212/sqft sits among the 8 homes for sale in WATERSTONE PHASE THREE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
FORT PIERCE 34951 — neighborhood snapshot
Population
16,871
Median age
57
Median income
$63,214
Median home value
$229,600
Avg household
2.38
Households w/ children
1,142
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
0 of 8
WATERSTONE PHASE THREE have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the FORT PIERCE 34951 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 8820 Waterstone Boulevard
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$431,607
8826 Waterstone Boulevard, Fort Pierce FL 34951 · same community
4 bd · 2 ba · 2,000 sqft · $216/sqft · 81 DOM
Sold · Aug ’25$350,652
Nearby listing · same community
4 bd · 2 ba · 1,825 sqft · $192/sqft
Sold · Apr ’26$376,000
5317 Lugo St, Fort Pierce FL 34951 · same community
4 bd · 2 ba · 1,824 sqft · $206/sqft · 333 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8820 Waterstone Boulevard — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8820 Waterstone Boulevard — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8820 Waterstone Boulevard FAQs
What would the monthly payment be for 8820 Waterstone Boulevard, Fort Pierce FL 34951?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,241/mo — principal and interest, the actual property-tax bill, the $1,167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8820 Waterstone Boulevard, Fort Pierce FL 34951?+
The association fee works out to $1,167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8820 Waterstone Boulevard, Fort Pierce FL 34951?+
The most recent tax bill on record (2025) was $2,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8820 Waterstone Boulevard, Fort Pierce FL 34951?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $423,084, this home is listed about 32% above the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8820 Waterstone Boulevard, Fort Pierce FL 34951?+
Lakewood Park Elementary School (elementary), Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$423,084 runs 60% above the FORT PIERCE 34951 median — but at 2,000 sqft it's also 37% larger than the typical Fort Pierce listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,167/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
143 days on market against a Fort Pierce median of 65 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $433,584, now $423,084 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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