David Ramirez
$2,000,0004 bd3.5 ba3,100 sqft$645 /sqft$13,927 /mo all-in ↓

10251 S Ocean Drive # H2, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957

Active143 days on marketListed Mar 23, 2026MLS #B26006104

New constructionWaterfrontPrivate poolCondominiumAncora Residences

About this home

10251 S Ocean Drive # H2, Jensen Beach FL 34957

Rising from one of the most coveted stretches of Florida's Treasure Coast, these newly constructed luxury waterfront residences introduce a rare opportunity to own brand-new construction on Hutchinson Island something that is increasingly difficult to find, especially at this price point. Limited to just twenty-four meticulously crafted residences, this boutique development was intentionally designed to embrace its spectacular surroundings where the Intracoastal Waterway meets the Atlantic Ocean. Positioned along a mile-wide expanse of the Indian River, residents enjoy sweeping water views, easy access to the open ocean via the nearby St. Lucie Inlet, and the serenity of true waterfront living yet remain only minutes from the charm and vibrancy of Downtown Stuart. Each residence offers an expansive 4-bedroom, 3.5-bath floor plan with approximately 3,100 square feet of living space, blending sophisticated architecture with elevated modern design. Floor-to-ceiling hurricane-impact glass floods the interiors with natural light while framing panoramic water views. The heart of the home is a beautifully curated chef's kitchen designed by Oggi Design House, featuring custom two-tone cabinetry, under-cabinet lighting, and striking Matarazzo Dolomite natural stone countertops with a full-height backsplash. A suite of GE Monogram appliances including a 36-inch induction cooktop, paneled refrigerator and dishwasher, and stacked wall ovens delivers both performance and style for entertaining or everyday living. The owner's suite is designed as a private waterfront retreat. Each residence includes a walk-out terrace capturing expansive views of either the Intracoastal Waterway or the Atlantic Ocean. The spa-inspired primary bath showcases Italian terrazzo tile, Mystery White marble countertops, custom cabinetry, and a luxurious triple-head rainfall shower designed for total relaxation. Beyond the residences, the lifestyle amenities create a true waterfront sanctuary. Residents enjoy a beautifully designed clubhouse with indoor-outdoor entertaining space, a resort-style pool deck with an 800-square-foot pool and sun shelf, a state-of-the-art fitness center with sauna, and a private marina offering seven boat slips (available for purchase), day docks, and kayak launch access. Deeded beach access located directly across the street allows owners to enjoy both the river and the ocean from one extraordinary location. Additional conveniences include true two-car garages with EV charging, smart-home compatibility, integrated whole-home Wi-Fi, and built-in multi-room Sonos sound systems, seamlessly blending modern technology with timeless coastal design. What makes this offering truly exceptional is its rarity. Waterfront new construction on Hutchinson Island is extremely limited, particularly in a boutique setting of this scale and craftsmanship. With only twenty-four residences available, this development represents one of the island's most exclusive new addresses where elevated finishes, resort-style amenities, and direct access to both river and ocean come together to create a lifestyle that is simply unmatched.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,100

Sqft

0 ac

Lot size

2

Garage

2027

Year built

3

Levels

$645

Per sqft

Private poolWaterfrontIntracoastal View & Ocean & River & Water & Direct Ocean & Ocean View viewPets allowed

Inside

FlooringCeramic Floor
AppliancesElectric Water Heater · Disposal · Refrigerator · Self Cleaning Oven · Wall Oven
InteriorCooking Island · Elevator · Pantry · Split Bedroom · Walk-In Closet(s) · Foyer
CoolingCentral Air · Electric · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofConcrete · Flat Tile · Flat Roof With Facade Front
ConstructionConcrete Block Construction · CBS Construction · Slab Construction
ViewIntracoastal View · Ocean · River · Water · Direct Ocean · Ocean View
FacesNorth
Parking2 Or More Spaces · Driveway · Electric Vehicle Charging Station(s) · Guest · No Boats · Parking Garage · Rv/Boat Parking · No Rv/Boats
ExteriorEast Of Us1 · Balcony · Outdoor Shower

Community & fees

HOA fee$2,000/mo
Taxes (2025)$2,700/yr
PetsYes
CommunityBoating · Gated · Clubhouse · Exercise Room · Mandatory Hoa · Pool · Sauna · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,927 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,792
PMI (est., until 20% equity)$750
Property tax — 2025 actual bill$225
Condo fee — from the listing$2,000
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $200,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $200,000
Interest rate6.00%
Loan term

Estimated payment

$13,927/mo

Principal & interest$10,792
PMI (est., until 20% equity)$750
Property taxes (actual bill)$225
HOA / condo fee$2,000
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.6MedgeAI estimate $1,762,500 · range $1.6M$1.7M$2.1M

vs edgeAI estimate

+13.5%

$/sqft vs Jensen Beach actives

$645 vs $345

Days on market

143 vs 75 typical

Where $645/sqft sits among the 170 Jensen Beach actives

20
42
35
33
26
14 · this home
$96–190$190–285$285–379$379–474$474–568$568+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jensen Beach

Map of 10251 S Ocean Drive # H2, Jensen Beach FL 34957

Get to know Jensen Beach. See the full Jensen Beach guide →

JENSEN BEACH 34957 — neighborhood snapshot

Population

23,094

Median age

58.5

Median income

$65,658

Median home value

$378,500

Avg household

2.05

Households w/ children

1,635

For the school run

Martin County School District

HighJensen Beach High School★★★★
ElementaryJensen Beach Elementary School★★★★
MiddleStuart Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jensen Beach market

Seller’s marketLeans buyer12.7 months of inventoryBuyer’s market

$476K$475K

Jensen Beach median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

11 of 170

Jensen Beach actives have cut their price

Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 645% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →

Paper trail

This home's history

Mar 23, 2026Listed at $2,000,000 · 143 days on market since
2027Built · Ancora Residences

Reality check

What actually sold near 10251 S Ocean Drive # H2

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9500 S Ocean Drive # 1905, Jensen Beach FL 34957Sold · Jul ’26

$730,000

9500 S Ocean Drive # 1905, Jensen Beach FL 34957

3 bd · 2 ba · 1,544 sqft · $473/sqft · 203 DOM

10044 S Ocean Drive # 1201, Jensen Beach FL 34957Sold · May ’26

$475,000

10044 S Ocean Drive # 1201, Jensen Beach FL 34957

3 bd · 2 ba · 1,372 sqft · $346/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10251 S Ocean Drive # H2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10251 S Ocean Drive # H2 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10251 S Ocean Drive # H2 FAQs

What would the monthly payment be for 10251 S Ocean Drive # H2, Jensen Beach FL 34957?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,927/mo — principal and interest, the actual property-tax bill, the $2,000/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10251 S Ocean Drive # H2, Jensen Beach FL 34957?+

The association fee works out to $2,000 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10251 S Ocean Drive # H2, Jensen Beach FL 34957?+

The most recent tax bill on record (2025) was $2,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10251 S Ocean Drive # H2, Jensen Beach FL 34957?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Jensen Beach?+

At $2,000,000, this home is listed about 345% above the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10251 S Ocean Drive # H2, Jensen Beach FL 34957?+

Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,000,000 runs 645% above the JENSEN BEACH 34957 median — but at 3,100 sqft it's also nearly twice the size of the typical Jensen Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $2,000/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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