3619 Spruce Avenue, West Palm Beach FL 33407, WEST PALM BEACH, FL, 33407
Active149 days on marketListed Mar 21, 2026MLS #B26005301
About this home
3619 Spruce Avenue, West Palm Beach FL 33407
Fantastic opportunity in Old Historic Northwood to purchase a single family home with a detached cottage situated on a wrap-around corner lot. Both properties are CBS construction, have newer 2022 roofs with hurricane straps. The main house has 2 bedrooms, 1 bath, Central air & an attached garage. The detached cottage has 1 bedroom and 1 bath and wall unit air conditioners. The cottage has recently been renovated to include all impact windows, a newer kitchen, bathroom, appliances, newer hot water heater, insulation, washer, dryer and heat pump in 2023 as well as hardwood floors and was recently painted. The main house and cottage are provide the ability of independant living from one another including separate driveways and entrances. A lovely, fenced outdoor covered entertaining area can be shared between the two. Centrally located this ideal West Palm Beach location is two blocks from the Intracoastal Waterway, walking distance of Old Northwood shops and restaurants, a short drive to downtown West Palm Beach, Palm Beach Island, and 15-minute drive to Palm Beach Airport. A must see to appreciate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,032
Sqft
1
Garage
1948
Year built
1
Levels
$848
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+174.5%
$/sqft vs NORTHWOOD ADD
$848 vs $872
Days on market
149 vs 62 typical
Where $848/sqft sits among the 8 homes for sale in NORTHWOOD ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northwood
Get to know West Palm Beach. See the full West Palm Beach guide →
Northwood — neighborhood snapshot
Population
4,481
Median age
44
Median income
$44,114
Median home value
$309,060
Avg household
3
Households w/ children
452
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
1 of 8
NORTHWOOD ADD have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 265% above the WEST PALM BEACH 33407 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3619 Spruce Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$315,000
912 38th Street, West Palm Beach FL 33407 · same community
2 bd · 2 ba · 1,040 sqft · $303/sqft · 147 DOM
Sold · Apr ’26$120,000
801 39th Court, West Palm Beach FL 33407 · same community
3 bd · 1 ba · 926 sqft · $130/sqft · 20 DOM
Sold · Apr ’26$250,000
814 36th Street, West Palm Beach FL 33407 · same community
3 bd · 1 ba · 1,166 sqft · $214/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3619 Spruce Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3619 Spruce Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3619 Spruce Avenue FAQs
What would the monthly payment be for 3619 Spruce Avenue, West Palm Beach FL 33407?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3619 Spruce Avenue, West Palm Beach FL 33407?+
The most recent tax bill on record (2025) was $12,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3619 Spruce Avenue, West Palm Beach FL 33407?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $875,000, this home is listed about 178% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3619 Spruce Avenue, West Palm Beach FL 33407?+
Pleasant City Elementary School (elementary), Roosevelt Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 265% above the WEST PALM BEACH 33407 median.
02Time on market is leverage
149 days on market against a West Palm Beach median of 62 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $915,000, now $875,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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