904 SE 16th Street, Stuart FL 34994, STUART, FL, 34994
Active126 days on marketListed Mar 20, 2026MLS #B26005115
About this home
904 SE 16th Street, Stuart FL 34994
Spacious, light and bright 4 bedroom/2 bath single family home in the heart of Stuart. No HOA. Attractive Seller financing available. Located on a quiet street with fenced back yard, this lovely CBS home has 4 sizeable bedrooms plus a family room. A brand new metal roof installed June 2026. *City water and *city sewer. This home features neutral tile and new laminate floors throughout, *newer central HVAC, *fresh paint, *brand new refrigerator, new stove, new washer, new dryer and brand new hot water heater. Large interior utility room. Bedroom 4 has additional separate entrance. Attractive SELLER FINANCING available. Come see this lovely home today! The new metal roof finsihed June 5, 2026. One exterior photo is AI generated and labeled as AI. The other exterior photos are actual (before the new roof). No HOA. No leasing restrictions.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,580
Sqft
0.18 ac
Lot size
1959
Year built
1
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Stuart actives
$234 vs $266
Days on market
126 vs 94 typical
Where $234/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eldorado Heights
Get to know Stuart. See the full Stuart guide →
Eldorado Heights — neighborhood snapshot
Population
589
Median age
41
Median income
$54,333
Median home value
$284,000
Avg household
3
Households w/ children
49%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 904 SE 16th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$135,000
1620 SE Apache Avenue, Stuart FL 34994 · same community
3 bd · 3 ba · 1,738 sqft · $78/sqft · 38 DOM
Sold · Jun ’26$350,000
905 SE 10th Street, Stuart FL 34994
4 bd · 2 ba · 1,503 sqft · $233/sqft · 161 DOM
Sold · Jun ’26$335,000
40 SE Sedona Circle # 102, Stuart FL 34994
3 bd · 2.5 ba · 1,671 sqft · $200/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 904 SE 16th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 904 SE 16th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
904 SE 16th Street FAQs
What would the monthly payment be for 904 SE 16th Street, Stuart FL 34994?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,765/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 904 SE 16th Street, Stuart FL 34994?+
The most recent tax bill on record (2025) was $3,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 904 SE 16th Street, Stuart FL 34994?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $369,000, this home is listed about 39% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 904 SE 16th Street, Stuart FL 34994?+
J. D. Parker School Of Technology (elementary), Stuart Middle School (middle), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$369,000 runs 105% above the STUART 34994 median — but at 1,580 sqft it's also 57% larger than the typical Stuart listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
J. D. Parker School Of Technology, Stuart Middle School, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $379,000, now $369,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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