3589 S Ocean Boulevard # 10, South Palm Beach FL 33480, SOUTH PALM BEACH, FL, 33480
Active153 days on marketListed Mar 19, 2026MLS #B26004635
About this home
3589 S Ocean Boulevard # 10, South Palm Beach FL 33480
Year round vacation living in this enticing Lanai townhome with private, deeded beach access offering a sundeck with gazebo and BBQ area, Whether you are looking for a permanent residence or a delightful vacation home, this unit will not disappoint. One bedroom & two full bathrooms. Dramatic volume ceilings. Huge impact doors open to spacious balcony with relaxing views of the lagoon, gardens and pool. Open Kitchen to Living Area. Laundry room. Upstairs bedroom with full bathroom & spacious closets. Amenities include 2 heated pools, fitness room, community room with kitchen & bathrooms, sundeck, sauna, bike room, car wash, 24 hour door person. Parking right in front. Come see for yourself to appreciate. Walk across the street to your private beach!
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
922
Sqft
0 ac
Lot size
1974
Year built
2
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,771 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,771/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.3%
$/sqft vs South Palm Beach actives
$255 vs $352
Days on market
153 vs 70 typical
Where $255/sqft sits among the 65 South Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Palm Beach
Get to know South Palm Beach. See the full South Palm Beach guide →
SOUTH PALM BEACH 33480 — neighborhood snapshot
Population
10,901
Median age
69.4
Median income
$151,121
Median home value
$1,218,500
Avg household
1.69
Households w/ children
246
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Palm Beach market
$155K → $575K
South Palm Beach median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
4 of 65
South Palm Beach actives have cut their price
This home is listed 41% below the SOUTH PALM BEACH 33480 median. See the full South Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3589 S Ocean Boulevard # 10
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$258,000
100 Waterway Drive S # 109, Lantana FL 33462
2 bd · 1.5 ba · 900 sqft · $287/sqft · 73 DOM
Sold · Oct ’25$291,531
3475 S Ocean Blvd # 611, Palm Beach FL 33480
1 bd · 1.5 ba · 891 sqft · $327/sqft · 119 DOM
Sold · Apr ’26$345,000
314 Anderson Rd, Lantana FL 33462
2 bd · 1 ba · 871 sqft · $396/sqft · 281 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3589 S Ocean Boulevard # 10 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3589 S Ocean Boulevard # 10 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3589 S Ocean Boulevard # 10 FAQs
What would the monthly payment be for 3589 S Ocean Boulevard # 10, South Palm Beach FL 33480?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,771/mo — principal and interest, the actual property-tax bill, the $955/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3589 S Ocean Boulevard # 10, South Palm Beach FL 33480?+
The association fee works out to $955 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3589 S Ocean Boulevard # 10, South Palm Beach FL 33480?+
The most recent tax bill on record (2025) was $2,032. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3589 S Ocean Boulevard # 10, South Palm Beach FL 33480?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Palm Beach?+
At $234,900, this home is listed about 41% below the South Palm Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3589 S Ocean Boulevard # 10, South Palm Beach FL 33480?+
Lantana Elementary School (elementary), Lantana Middle School (middle), Lake Worth High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SOUTH PALM BEACH 33480 market on paper
$234,900 is 41% below the SOUTH PALM BEACH 33480 median of $395,000, and at $255/sqft it sits under the South Palm Beach average of $378.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $955/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
153 days on market against a South Palm Beach median of 70 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $245,000, now $234,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
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4501 S Ocean Boulevard # D4, South Palm Beach FL 33480, SOUTH PALM BEACH
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$220,000
4201 S Ocean Blvd # J2, South Palm Beach FL 33480, SOUTH PALM BEACH
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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