4200 N Ocean Drive # 804, Singer Island FL 33404, SINGER ISLAND, FL, 33404
Active157 days on marketListed Mar 14, 2026MLS #B26003397
About this home
4200 N Ocean Drive # 804, Singer Island FL 33404
Discover coastal living on Singer Island in this inviting 2BR, 2BA corner condo featuring a desirable split floor plan. The residence offers a full laundry room, spacious walk-in closet, and abundant storage throughout. Freshly painted with complete impact sliders. Enjoy sweeping views of the city skyline, the Intracoastal Waterway, and the Atlantic Ocean from this light-filled unit. Updated bathrooms add modern comfort, while resort-style amenities include a pool, fitness center, sauna, and book room, plus the convenience of on-site management. A covered parking space near the building entrance is included, along with ample guest parking. Sidewalks nearby provide easy access to local restaurants, shops, and coastal activities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,432
Sqft
0 ac
Lot size
1974
Year built
1
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs Singer Island actives
$332 vs $597
Days on market
157 vs 104 typical
Where $332/sqft sits among the 126 Singer Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Singer Island. See the full Singer Island guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Singer Island market
$1.0M → $1.2M
Singer Island median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
6 of 126
Singer Island actives have cut their price
This home is listed 92% above the SINGER ISLAND 33404 median. See the full Singer Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 4200 N Ocean Drive # 804
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
3040 Lake Shore Drive # 2, Riviera Beach FL 33404
2 bd · 2 ba · 1,440 sqft · $250/sqft · 180 DOM
Sold · Jul ’26$835,000
3000 N Ocean Drive # 19e, Singer Island FL 33404
2 bd · 2 ba · 1,468 sqft · $569/sqft · 446 DOM
Sold · Jun ’26$1,347,500
200 Blossom Ln, Palm Beach Shores FL 33404
3 bd · 2 ba · 1,474 sqft · $914/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4200 N Ocean Drive # 804 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4200 N Ocean Drive # 804 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4200 N Ocean Drive # 804 FAQs
What would the monthly payment be for 4200 N Ocean Drive # 804, Singer Island FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,661/mo — principal and interest, the actual property-tax bill, the $1,626/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4200 N Ocean Drive # 804, Singer Island FL 33404?+
The association fee works out to $1,626 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4200 N Ocean Drive # 804, Singer Island FL 33404?+
The most recent tax bill on record (2025) was $10,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4200 N Ocean Drive # 804, Singer Island FL 33404?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Singer Island?+
At $475,000, this home is listed about 40% below the Singer Island median of $795,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4200 N Ocean Drive # 804, Singer Island FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$475,000 runs 92% above the SINGER ISLAND 33404 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,626/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $539,000, now $475,000 — a $64K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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