5169 SE Horseshoe Point Road, Stuart FL 34997, STUART, FL, 34997
Active139 days on marketListed Mar 16, 2026MLS #B26003206
About this home
5169 SE Horseshoe Point Road, Stuart FL 34997
Built in 2023, this custom-designed, energy-efficient home offers exceptional curb appeal and modern coastal living on a 0.23-acre lot. The residence features high-end finishes throughout and the peace of mind of a whole-house generator. Enjoy deeded water access just down the street, and cruise across Manatee Pocket to Historic Port Salerno Village for waterfront dining, fresh local seafood, live music, and art galleries. Saint Lucie Inlet and the popular sandbars are not far away, making this a true boater's paradise. Located on the desirable Rocky Point Peninsula, you're also a short bike or golf cart ride to Twin Rivers Park and Maggie's Hammock for scenic trails, green space, and outdoor recreation.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,199
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
1
Levels
$545
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,980 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,980/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.8%
$/sqft vs Stuart actives
$545 vs $265
Days on market
139 vs 94 typical
Where $545/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tall Pines
Get to know Stuart. See the full Stuart guide →
Tall Pines — neighborhood snapshot
Population
217
Median age
57
Median income
$99,038
Median home value
$491,900
Avg household
3
Households w/ children
15%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 208% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 5169 SE Horseshoe Point Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$342,500
5189 SE Horse Point Road, Stuart FL 34997 · same community
3 bd · 2 ba · 1,268 sqft · $270/sqft · 9 DOM
Sold · Dec ’25$30,000
322 S Erie Dr, Fort Pierce FL 34946 · same community
2 bd · 2 ba · 1,200 sqft · $25/sqft · 258 DOM
Sold · May ’26$1,325,000
6236 NW 82nd Avenue, Parkland FL 33067 · same community
5 bd · 4 ba · 3,258 sqft · $407/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5169 SE Horseshoe Point Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5169 SE Horseshoe Point Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5169 SE Horseshoe Point Road FAQs
What would the monthly payment be for 5169 SE Horseshoe Point Road, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,980/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5169 SE Horseshoe Point Road, Stuart FL 34997?+
The most recent tax bill on record (2025) was $10,805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5169 SE Horseshoe Point Road, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $1,199,000, this home is listed about 352% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5169 SE Horseshoe Point Road, Stuart FL 34997?+
Murray Middle School (middle), Port Salerno Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,199,000 runs 208% above the STUART 34997 median — but at 2,199 sqft it's also nearly twice the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,265,000, now $1,199,000 — a $66K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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