David Ramirez
$845,250$892,5003 bd3 ba2,815 sqft$300 /sqft$6,477 /mo all-in ↓

23373 Water Circle, Boca Raton FL 33486, BOCA RATON, FL, 33486

Active147 days on marketListed Mar 13, 2026MLS #B26001894

Reduced $47KWaterfrontPrivate poolTownhouseWATERSIDE/BRAMALEA BOCA RA,WATERSIDE

About this home

23373 Water Circle, Boca Raton FL 33486

Start the summer off with this stunning waterfront home, which perfectly blends modern upgrades w/ bright, open living, creating the ideal setting for sunny days, waterfront entertaining, and effortless indoor-outdoor living. There are over $240,000 in improvements. This exceptional property offers both style and peace of mind. Boating enthusiasts will love the 2 deeded dock slips, providing convenient water access for summer adventures. The soaring vaulted ceilings and airy open layout provide natural light. The fully updated kitchen is perfect for everyday living and gatherings alike, featuring premium GE Café appliances, modern cabinetry, and elegant finishes. There is a beautiful primary suite! There are impact-resistant windows and doors, as well as an impact-resistant garage door. Every detail of this home reflects quality, care, and thoughtful investment. From the extensive upgrades to the rare dual dock slips, this waterfront property offers a unique lifestyle opportunity in one of Boca Raton's most desirable locations. Bright, stylish, and move-in ready. Do not miss this, South Florida living at its best. . Outside New impact-rated garage door and opener New impact-rated front entry door 2 sliding doors with impact-rated French doors All windows replaced with impact-rated 7ft hedge for the private front yard New paver patio, refinish the driveway, and garage floor Wrap-around garage overhead storage system Plantation shutters for all windows Solid wood interior slab doors Updated floors Updated all bathrooms Inside baths Full luxury master bath remodel ($60k) Guest bath 1 new vanity, granite counter, mirror, fixtures c. Guest bath 1 new vanity, granite counter, mirror, fixtures Total kitchen REmodel: GE Café appliances, including a double oven Quartz countertops. New custom tile backsplash Quartz sink High end fixtures and hardware No popcorn Interior light fixtures and ceiling fans replaced Recently exterior painted Deeded rights for 2 26ft boat slips in the community marina. They are end-to-end, allowing 52ft of total dockage length. ($55k)

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,815

Sqft

0.11 ac

Lot size

2

Garage

1988

Year built

2

Levels

$300

Per sqft

Private poolWaterfrontGarden & Lake & Water & Lake View & Pond View & Pond viewPets allowed

Inside

FlooringCarpet · Ceramic Floor · Tile
AppliancesDishwasher · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorBuilt-in Features · Closet Cabinetry · Entrance Foyer · Split Bedroom · 3 Bedroom Split · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Storage · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric · Heat Pump/Reverse Cycle

Outside & construction

RoofCurved/S-Tile Roof
ConstructionCBS Construction
ViewGarden · Lake · Water · Lake View · Pond View · Pond
FacesSouth
Parking2 Or More Spaces · Parking Garage · No Rv/Boats
ExteriorWest Of Us1 · None · Other

Community & fees

HOA fee$628/mo
Taxes (2025)$9,732/yr
PetsYes
CommunityTennis · Buyer Approval Required · Gated · Clubhouse · Mandatory Hoa · Paved Road · Pool · Private Roads · Subdivision Restrictions · Sidewalks · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,477 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,561
PMI (est., until 20% equity)$317
Property tax — 2025 actual bill$811
HOA fee — from the listing$628
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,525
Interest rate6.00%
Loan term

Estimated payment

$6,477/mo

Principal & interest$4,561
PMI (est., until 20% equity)$317
Property taxes (actual bill)$811
HOA / condo fee$628
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $845K
$811KedgeAI estimate $1,681,969 · range $1.5M$1.7M$1.8M

vs edgeAI estimate

−49.7%

$/sqft vs Boca Raton actives

$300 vs $325

Days on market

147 vs 56 typical

Where $300/sqft sits among the 400 Boca Raton actives

224 · this home
81
36
19
14
26
$141–359$359–576$576–793$793–1011$1011–1228$1228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterside

Map of 23373 Water Circle, Boca Raton FL 33486 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Waterside — neighborhood snapshot

Population

456

Median age

55

Median income

$157,984

Median home value

$584,500

Avg household

2

Households w/ children

36%

For the school run

Palm Beach County School District

ElementaryAddison Mizner School★★★★★
MiddleBoca Raton Community Middle School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

51 of 400

Boca Raton actives have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the BOCA RATON 33486 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $845,250 $47K
Mar 13, 2026Listed at $892,500 · 147 days on market since
1988Built · WATERSIDE/BRAMALEA BOCA RA,WATERSIDE

Reality check

What actually sold near 23373 Water Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

264 Deer Creek Wildwood Lane E, Deerfield Beach FL 33442Sold · Jun ’26

$315,000

264 Deer Creek Wildwood Lane E, Deerfield Beach FL 33442

4 bd · 2.5 ba · 2,069 sqft · $152/sqft · 18 DOM

1855 Spoonbill Ct, Deerfield Beach FL 33442Sold · Apr ’26

$558,000

1855 Spoonbill Ct, Deerfield Beach FL 33442

3 bd · 2.5 ba · 1,842 sqft · $303/sqft · 10 DOM

1807 Sanderling Drive, Deerfield Beach FL 33442Sold · Jun ’26

$610,000

1807 Sanderling Drive, Deerfield Beach FL 33442

3 bd · 2.5 ba · 1,787 sqft · $341/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 23373 Water Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23373 Water Circle — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

23373 Water Circle FAQs

What would the monthly payment be for 23373 Water Circle, Boca Raton FL 33486?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,477/mo — principal and interest, the actual property-tax bill, the $628/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 23373 Water Circle, Boca Raton FL 33486?+

The association fee works out to $628 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 23373 Water Circle, Boca Raton FL 33486?+

The most recent tax bill on record (2025) was $9,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 23373 Water Circle, Boca Raton FL 33486?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $845,250, this home is listed about 54% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 23373 Water Circle, Boca Raton FL 33486?+

Addison Mizner School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$845,250 runs 88% above the BOCA RATON 33486 median — but at 2,815 sqft it's also nearly twice the size of the typical Boca Raton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $628/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

147 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Addison Mizner School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Addison Mizner School rates 5 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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