David Ramirez
$336,500$459,0002 bd2 ba1,130 sqft$298 /sqft$3,328 /mo all-in ↓

6 Royal Palm Way # 605, Boca Raton FL 33432, BOCA RATON, FL, 33432

Active155 days on marketListed Mar 12, 2026MLS #B26001046

Priced 16% below the BOCA RATON 33432 medianReduced $123KWaterfrontPrivate poolCondominiumBOCA BAYOU CONDO,Boca Bayou

About this home

6 Royal Palm Way # 605, Boca Raton FL 33432

Rare corner, penthouse opportunity in a boater's paradise. Boat slip available for immediate rental including water and electric for only $100 month! Spacious 2BR/2BA condo with beautiful Intracoastal water views, updated oversized kitchen with BRAND NEW quartz countertops, floors, and primary bath vanity. Enjoy coastal living in the prime Boca Raton location close to beaches, restaurants, and shopping. Enjoy a resort-style lifestyle with exceptional amenities, including multiple swimming pools, tennis courts, a modern fitness center, and a welcoming clubhouse for social gatherings. Scenic waterfront walking paths and convenient boat docks provide opportunities for outdoor recreation, while gated entry and on-site management offer added security and convenience. Ideally located near shopping and dining, this pet-friendly community has every Major concrete restoration and new roof completed 2023. Rent right away to current owner or move in and enjoy the best of South Florida waterfront living!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,130

Sqft

0 ac

Lot size

1979

Year built

1

Levels

$298

Per sqft

Private poolWaterfrontIntracoastal View & Water viewFurniture For Sale,Furniture NegotiablePets allowed

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven
InteriorSplit Bedroom · Walk-In Closet(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral
FurnishedFurniture For Sale,Furniture Negotiable

Outside & construction

RoofPre-Stressed Roof
ConstructionCBS Construction · Stucco
ViewIntracoastal View · Water
FacesSouth
ParkingAssigned · Guest · No Rv/Boats
ExteriorExterior Cat Walk · West Of Us1 · Balcony · None · Screened Balcony

Community & fees

HOA fee$815/mo
Taxes (2025)$2,682/yr
PetsNo, Yes
CommunityTennis · Boating · Buyer Approval Required · Gated · Exercise Room · Laundry Facilities · Maintained Community · Mandatory Hoa · Picnic Area · Pool · Sauna · Shuffle Board · Spa/Hot Tub · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesWater Connected · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,328 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,981
FHA mortgage insurance (est.)$149
Property tax — 2025 actual bill$224
Condo fee — from the listing$815
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,778Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,778
Interest rate6.00%
Loan term

Estimated payment

$3,328/mo

Principal & interest$1,981
FHA mortgage insurance (est.)$149
Property taxes (actual bill)$224
HOA / condo fee$815
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $337K
$270KedgeAI estimate $373,803 · range $281K$420K$436K

vs edgeAI estimate

−10%

$/sqft vs BOCA BAYOU CONDO,Boca Bayou

$298 vs $354

Days on market

155 vs 56 typical

Where $298/sqft sits among the 12 homes for sale in BOCA BAYOU CONDO,Boca Bayou

1
2 · this home
4
2
2
1
$257–291$291–324$324–357$357–390$390–423$423+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Bayou

Map of 6 Royal Palm Way # 605, Boca Raton FL 33432 inside its neighborhood boundary

Get to know Boca Raton. See the full Boca Raton guide →

Boca Bayou — neighborhood snapshot

Population

1,303

Median age

48

Median income

$67,177

Median home value

$271,100

Avg household

1

Households w/ children

51%

For the school run

Palm Beach County School District

ElementaryBoca Raton Elementary School★★★★★
MiddleBoca Raton Community Middle School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Raton market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$3.6M$710K

Boca Raton median sold, yr/yr

93.4%

Sale-to-list ratio (12 mo)

1 of 12

BOCA BAYOU CONDO,Boca Bayou have cut their price

Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the BOCA RATON 33432 median. See the full Boca Raton market guide →

Paper trail

This home's history

CurrentPrice reduced to $336,500 $123K
Mar 12, 2026Listed at $459,000 · 155 days on market since
1979Built · BOCA BAYOU CONDO,Boca Bayou

Reality check

What actually sold near 6 Royal Palm Way # 605

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13 Royal Palm Way # 5020, Boca Raton FL 33432Sold · Dec ’25

$570,000

13 Royal Palm Way # 5020, Boca Raton FL 33432 · same community

2 bd · 2 ba · 1,130 sqft · $504/sqft · 150 DOM

17 Royal Palm Way # 105, Boca Raton FL 33432Sold · Jul ’26

$457,000

17 Royal Palm Way # 105, Boca Raton FL 33432 · same community

2 bd · 2 ba · 1,095 sqft · $417/sqft · 272 DOM

21 Royal Palm Way # 303, Boca Raton FL 33432Sold · May ’26

$365,000

21 Royal Palm Way # 303, Boca Raton FL 33432 · same community

2 bd · 2 ba · 1,095 sqft · $333/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6 Royal Palm Way # 605 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 Royal Palm Way # 605 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

6 Royal Palm Way # 605 FAQs

What would the monthly payment be for 6 Royal Palm Way # 605, Boca Raton FL 33432?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,328/mo — principal and interest, the actual property-tax bill, the $815/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6 Royal Palm Way # 605, Boca Raton FL 33432?+

The association fee works out to $815 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6 Royal Palm Way # 605, Boca Raton FL 33432?+

The most recent tax bill on record (2025) was $2,682. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6 Royal Palm Way # 605, Boca Raton FL 33432?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Raton?+

At $336,500, this home is listed about 39% below the Boca Raton median of $549,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6 Royal Palm Way # 605, Boca Raton FL 33432?+

Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BOCA RATON 33432 market on paper

$336,500 is 16% below the BOCA RATON 33432 median of $399,000, and at $298/sqft it sits under the Boca Raton average of $502.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $815/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

155 days on market against a Boca Raton median of 56 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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