, HUTCHINSON ISLAND, FL, 34949
Active134 days on marketListed Mar 12, 2026MLS #B26000798
About this home
Wake up to beautiful Atlantic ocean sunrises from this condo just steps from the beach. Located in Ocean Harbour North with private beach access, 2 pools, 2 clubhouses (pool clubhouse and marina clubhouse), tennis/pickleball, beachfront tiki hut and shower, and a private marina. Gorgeous ocean views and Avalon State Preserve (600 +/- acres). An excellent opportunity for a new owner to update and create their ideal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,078
Sqft
0 ac
Lot size
1980
Year built
5
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.9%
$/sqft vs Hutchinson Island actives
$325 vs $365
Days on market
134 vs 116 typical
Where $325/sqft sits among the 88 Hutchinson Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hutchinson Island North
Get to know Hutchinson Island. See the full Hutchinson Island guide →
Hutchinson Island North — neighborhood snapshot
Population
3,494
Median age
68
Median income
$97,905
Median home value
$509,267
Avg household
2
Households w/ children
72%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hutchinson Island market
$450K → $1.3M
Hutchinson Island median sold, yr/yr
89.3%
Sale-to-list ratio (12 mo)
9 of 88
Hutchinson Island actives have cut their price
Median sold price, Hutchinson Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the HUTCHINSON ISLAND 34949 median. See the full Hutchinson Island market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$330,000
5167 N A1a Highway # 502, Hutchinson Island FL 34949 · same community
2 bd · 2 ba · 1,230 sqft · $268/sqft · 83 DOM
Sold · May ’26$380,000
5367 Montego Circle, Hutchinson Island FL 34949
2 bd · 2 ba · 1,104 sqft · $344/sqft · 47 DOM
Sold · Aug ’25$349,000
5055 North Highway A1a # 705, Hutchinson Island FL 34949
2 bd · 2 ba · 1,251 sqft · $279/sqft · 563 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $6,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hutchinson Island?+
At $350,000, this home is listed about 52% below the Hutchinson Island median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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