2911 SW 21st Terrace # 272b, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active160 days on marketListed Mar 12, 2026MLS #B26000630
About this home
2911 SW 21st Terrace # 272b, Delray Beach FL 33445
Welcome to this spacious and beautifully situated second-floor unit in the desirable Delray Oaks community, offering peaceful lake views and over 1,300 square feet of comfortable living space. This well-maintained 2-bedroom, 2-bath residence features a thoughtfully designed split-bedroom floor plan that provides both privacy and functionality, making it ideal for full-time residents, seasonal owners, or investors. As you enter, you're greeted by a bright and open living and dining area with ample space for both relaxing and entertaining. The open layout flows seamlessly into a spacious eat-in kitchen, complete with generous cabinetry, ample countertop space, and a convenient full-size washer and dryer discreetly located within the kitchen area. The oversized primary suite offers a quiet retreat with two large walk-in closets providing abundant storage. The ensuite bathroom includes a private vanity area and full bath, offering both comfort and convenience. The split layout places the guest bedroom on the opposite side of the unit, making it perfect for visiting guests, a home office, or additional living space. A second full bathroom is located nearby. Additional upgrades and features include accordion hurricane shutters for peace of mind during storm season, a tankless water heater for energy efficiency, an updated electrical panel, freshly painted interior, and numerous closets and storage areas throughout the home. The unit is ideally positioned within the community with convenient assigned parking just steps away, along with plentiful guest parking for visitors. Residents of Delray Oaks enjoy a range of amenities designed to complement the South Florida lifestyle, including a community pool, clubhouse, and a scenic walking path that winds around the lake. Directly across the street is a protected nature preserve, offering additional green space and opportunities to enjoy the outdoors. Located in the heart of Delray Beach, the property offers easy access to major roadways including I-95 and is just minutes from shopping centers, dining, entertainment, and beautiful Atlantic beaches. Residents are also close to everyday conveniences like Costco, as well as the vibrant restaurants, boutiques, and nightlife along Atlantic Avenue. The area also provides access to highly regarded schools and nearby colleges. Whether you're seeking a full-time residence, seasonal retreat, or investment opportunity, this lakefront condo combines spacious living, desirable amenities, and an exceptional location in one of Delray Beach's most convenient communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,348
Sqft
0 ac
Lot size
1980
Year built
1
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,749 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21%
$/sqft vs Delray Beach actives
$185 vs $241
Days on market
160 vs 61 typical
Where $185/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Delray Oak West
Get to know Delray Beach. See the full Delray Beach guide →
Delray Oak West — neighborhood snapshot
Population
1,072
Median age
37
Median income
$62,138
Median home value
$246,000
Avg household
2
Households w/ children
142
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2911 SW 21st Terrace # 272b
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$355,000
3016 SW 21st Terrace # 1, Delray Beach FL 33445 · same community
2 bd · 2 ba · 1,120 sqft · $317/sqft · 86 DOM
Sold · Nov ’25$340,000
17340 BOCA CLUB BOULEVARD UNIT 703
3 bd · 2 ba · 1,347 sqft · $252/sqft · 119 DOM
Sold · Nov ’25$340,000
17340 Boca Club Blvd # 703, Boca Raton FL 33487
3 bd · 2 ba · 1,347 sqft · $252/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2911 SW 21st Terrace # 272b — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2911 SW 21st Terrace # 272b — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2911 SW 21st Terrace # 272b FAQs
What would the monthly payment be for 2911 SW 21st Terrace # 272b, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,749/mo — principal and interest, the actual property-tax bill, the $630/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2911 SW 21st Terrace # 272b, Delray Beach FL 33445?+
The association fee works out to $630 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2911 SW 21st Terrace # 272b, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $4,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2911 SW 21st Terrace # 272b, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $249,500, this home is listed about 8% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 2911 SW 21st Terrace # 272b, Delray Beach FL 33445?+
Orchard View Elementary School (elementary), Spanish River Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$249,500 runs 25% above the DELRAY BEACH 33445 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $630/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
160 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Orchard View Elementary School, Spanish River Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Delray Beach homes, in your inbox
Like 2911 SW 21st Terrace # 272b, Delray Beach FL 33445 but not quite? A daily digest of every new listing in Delray Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →