181 DUXBURY AVENUE, PORT CHARLOTTE, FL, 33952
Active3 days on marketListed Aug 8, 2026MLS #A4702063
About this home
181 DUXBURY AVENUE
GULF ACCESS WATERFRONT. TURNKEY OPPORTUNITY. Experience the best of Southwest Florida waterfront living in this beautifully updated 3-bedroom, 2-bath Gulf access home offering approximately 12 minutes at idle speed to open water. Whether you’re an avid boater, seasonal resident, investor, or looking for a full-time waterfront retreat, this furnished property is move-in ready and offers exceptional value. Inside, you’ll find a bright, open layout featuring wood laminate and tile flooring throughout, large rear windows framing peaceful canal views, and abundant natural light. The updated kitchen is designed for both functionality and style with granite countertops, cherry wood cabinetry, stainless steel appliances, tile backsplash, under-cabinet lighting, a skylight, walk-in pantry, and a full-size stackable washer and dryer. Step outside and embrace the Florida lifestyle with two spacious screened lanais, including one with vinyl windows, a large 40’ x 14’ waterfront concrete patio, and a fenced backyard overlooking the canal. Boaters will appreciate the brand-new composite dock complete with water and electric service, a boat lift, and direct Gulf access. Recent upgrades provide added peace of mind, including a new metal roof, new electrical panel, hurricane-impact sliding glass doors, and additional storage throughout. The one-car garage offers built-in shelving and a dedicated storage room, while the extended driveway includes side parking for a boat trailer or additional vehicles. Additional highlights include transferable flood insurance and a convenient location close to shopping, dining, hospitals, schools, and Southwest Florida’s beautiful beaches. Offering the perfect combination of Gulf access boating, modern updates, and strong investment potential, this turnkey waterfront home is ready for you to enjoy from day one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,514
Sqft
0.22 ac
Lot size
1
Garage
1958
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,794 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,794/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50.5%
$/sqft vs Port Charlotte actives
$231 vs $208
Days on market
3 vs 60 typical
Where $231/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
190 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 181 DUXBURY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$338,000
181 DUXBURY AVENUE · same community
3 bd · 2 ba · 1,550 sqft · $218/sqft · 7 DOM
Sold · Dec ’25$355,000
4371 CONWAY BOULEVARD · same community
3 bd · 2 ba · 1,427 sqft · $249/sqft · 26 DOM
Sold · Mar ’26$174,900
530 SHARON CIRCLE · same community
3 bd · 1 ba · 1,352 sqft · $129/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 181 DUXBURY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 181 DUXBURY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
181 DUXBURY AVENUE FAQs
What would the monthly payment be for 181 DUXBURY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 181 DUXBURY AVENUE?+
The most recent tax bill on record (2025) was $5,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $350,000, this home is listed about 6% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 181 DUXBURY AVENUE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 150% above the PORT CHARLOTTE 33952 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Port Charlotte market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Matthew Day. MLS #A4702063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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