David Ramirez
$365,0004 bd2 ba1,720 sqft$212 /sqft$2,789 /mo all-in ↓

1004 DARTMOUTH DRIVE, BRADENTON, FL, 34207

Active2 days on marketListed Jul 31, 2026MLS #A4701655

Single Family ResidenceBAYSHORE GARDENS SEC 2

About this home

1004 DARTMOUTH DRIVE

Virtually Staged. 4 Bedrooms Including a Private Mother-in-Law Suite/Apartment in Bayshore Gardens Park & Recreation District! Enjoy open-concept living featuring a living room, dining area, and kitchen that flow seamlessly into a screened porch overlooking the patio, the fenced side, and backyard. The backyard extends well beyond what appears in the photos, as additional fencing separates the apartment area from the remainder of the yard. The private mother-in-law suite features its own exterior entrance, an interior door connecting it to the main home, an ADA-compliant bathroom, and space for a sitting area or kitchenette. Ideal for multigenerational living, guests, or income-producing opportunities, this flexible space offers exceptional possibilities. Enjoy multiple gathering spaces including a screened lanai, fenced yard, carport, workshop, and abundant storage. Major improvements include complete electrical replacement plus a new electrical panel, newer windows, new drywall, updated lighting throughout, a 2024 air-conditioning system, and new flooring. The primary kitchen features newer appliances and backsplash. Enjoy one of West Bradenton's most affordable boating and waterfront lifestyle communities. Located in Bayshore Gardens Park & Recreation District, a special taxing district created to provide outstanding recreational amenities, residents enjoy community features without HOA or CDD fees. The annual district assessment, collected with property taxes, provides access to a community pool, marina, boat ramp, fishing dock with fish cleaning station, waterfront park, playground, recreation hall, ball field, pickleball courts, and a variety of community activities. The 2026 district assessment for this property is just $427, plus a nominal key fob fee. Marina slips and boat ramp access are available to residents in accordance with district rules and applicable fees. Buyer and buyer's agent to verify square footage, taxes, assessments, community amenities, and permitted property uses. Freestanding kitchenette appliances, washer, dryer, and furnishings do not convey.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,720

Sqft

0.17 ac

Lot size

1956

Year built

One

Levels

$212

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryOutside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSliding Doors · Storage

Community & fees

Taxes (2026)$3,828/yr
PetsYes
CommunityBay/Harbor Front · Community Boat Ramp · Dock · Fishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Park · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,789 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2026 actual bill$319
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,789/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$319
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$303KedgeAI estimate $321,254 · range $315K$336K$380K

vs edgeAI estimate

+13.6%

$/sqft vs Bradenton actives

$212 vs $251

Days on market

2 vs 53 typical

Where $212/sqft sits among the 400 Bradenton actives

104
98 · this home
91
45
24
38
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Shore Gardens

Map of 1004 DARTMOUTH DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Bay Shore Gardens — neighborhood snapshot

Population

5,999

Median age

56

Median income

$58,694

Median home value

$203,738

Avg household

2

Households w/ children

373

For the school run

Manatee County School District

ElementaryBayshore Elementary School★★★★
HighBayshore High School★★★★
MiddleElecta Lee Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

196 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 181% above the BRADENTON 34207 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $365,000 · 2 days on market since
1956Built · BAYSHORE GARDENS SEC 2

Reality check

What actually sold near 1004 DARTMOUTH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1801 MARILYN AVENUESold · May ’26

$363,000

1801 MARILYN AVENUE · same community

4 bd · 2 ba · 1,668 sqft · $218/sqft · 289 DOM

1905 HARVARD AVENUESold · Sep ’25

$345,000

1905 HARVARD AVENUE · same community

4 bd · 2 ba · 1,518 sqft · $227/sqft · 26 DOM

1905 YALE AVENUESold · Aug ’25

$260,000

1905 YALE AVENUE · same community

4 bd · 2 ba · 1,351 sqft · $192/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1004 DARTMOUTH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1004 DARTMOUTH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1004 DARTMOUTH DRIVE FAQs

What would the monthly payment be for 1004 DARTMOUTH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,789/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1004 DARTMOUTH DRIVE?+

The most recent tax bill on record (2026) was $3,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1004 DARTMOUTH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $365,000, this home is listed about 8% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 1004 DARTMOUTH DRIVE?+

Bayshore Elementary School (elementary), Bayshore High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AZURE TIDE REALTY · Pamela Kemper, P.A.. MLS #A4701655.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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