David Ramirez
$1,095,0004 bd3 ba2,720 sqft$403 /sqft$7,736 /mo all-in ↓

2918 SE 10TH PLACE, CAPE CORAL, FL, 33904

Active9 days on marketListed Jul 24, 2026MLS #A4700947

WaterfrontPrivate poolSingle Family ResidenceCAPE CORAL

About this home

2918 SE 10TH PLACE

Luxury Gulf Access Living with No Flood Insurance Required! Perfectly situated on the popular 120-foot-wide Rubicon Canal, this exceptional waterfront residence offers direct Gulf access with just a 10-minute boat ride to the Caloosahatchee River. Built in 2018 and located outside the flood zone, this meticulously maintained home combines luxury, efficiency, and the ultimate Florida lifestyle. Offering over 2,700 square feet, the thoughtfully designed floor plan features 4 bedrooms plus a den, 3 full bathrooms, and elegant finishes throughout. The kitchen is the centerpiece of the home, showcasing granite countertops with a waterfall-edge island, premium upgraded appliances, and abundant cabinetry. Pocketing sliders open to an expansive screened lanai where indoor and outdoor living become one. Relax in the heated pool and spa, entertain from the fully equipped outdoor kitchen, and enjoy breathtaking western sunsets over the wide canal. Boating enthusiasts will appreciate the composite captain’s walk, 10,000-lb boat lift accommodating up to a 30-foot vessel, Jet Ski lift, and additional space to install a second lift if desired. A paver walkway seamlessly connects the lanai to the waterfront. Designed for comfort and peace of mind, this home features a fully paid 15kW solar system that covers the home’s electrical needs, a durable metal roof, upgraded HVAC with UV air purification and surge protection, whole-house water filtration, and oversized two-car garage. This is a rare opportunity to own a newer Gulf access home that perfectly blends luxury, efficiency, and premier boating access in one of Cape Coral’s most desirable waterfront locations.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,720

Sqft

0.27 ac

Lot size

2

Garage

2018

Year built

One

Levels

$403

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringLaminate
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorHurricane Shutters · Irrigation System · Outdoor Kitchen · Outdoor Shower

Community & fees

Taxes (2025)$15,080/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,736 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property tax — 2025 actual bill$1,257
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,500
Interest rate6.00%
Loan term

Estimated payment

$7,736/mo

Principal & interest$5,909
PMI (est., until 20% equity)$411
Property taxes (actual bill)$1,257
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,350,160 · range $1.2M$1.5M$1.5M

vs edgeAI estimate

−18.9%

$/sqft vs CAPE CORAL

$403 vs $240

Days on market

9 vs 39 typical

Where $403/sqft sits among the 131 homes for sale in CAPE CORAL

52
36
16
10 · this home
7
10
$163–224$224–284$284–344$344–405$405–465$465+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Coral

Map of 2918 SE 10TH PLACE

Get to know Cape Coral. See the full Cape Coral guide →

CAPE CORAL 33904 — neighborhood snapshot

Population

32,925

Median age

58.6

Median income

$66,933

Median home value

$347,100

Avg household

2.21

Households w/ children

1,918

For the school run

Lee County School District

ElementaryPelican Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryCape Elementary School★★★★★
MiddleGulf Middle School★★★★★
ElementaryGulf Elementary School★★★★
HighIda S. Baker High School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$375K$411K

Cape Coral median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

48 of 131

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $1,095,000 · 9 days on market since
2018Built · CAPE CORAL

Reality check

What actually sold near 2918 SE 10TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2526 SW 25TH AVENUESold · Dec ’25

$1,050,000

2526 SW 25TH AVENUE · same community

4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM

239 SW 24TH PLACESold · Dec ’25

$418,000

239 SW 24TH PLACE · same community

4 bd · 3 ba · 2,306 sqft · $181/sqft · 44 DOM

5320 SW 3RD AVENUESold · Nov ’25

$1,150,000

5320 SW 3RD AVENUE · same community

3 bd · 3 ba · 2,244 sqft · $512/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2918 SE 10TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2918 SE 10TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2918 SE 10TH PLACE FAQs

What would the monthly payment be for 2918 SE 10TH PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2918 SE 10TH PLACE?+

The most recent tax bill on record (2025) was $15,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2918 SE 10TH PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $1,095,000, this home is listed about 152% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2918 SE 10TH PLACE?+

Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,095,000 runs 143% above the CAPE CORAL 33904 median — but at 2,720 sqft it's also 50% larger than the typical Cape Coral listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX NAUTICAL REALTY · Tricia Magliola. MLS #A4700947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Cape Coral homes, in your inbox

Like 2918 SE 10TH PLACE but not quite? A daily digest of every new listing in Cape Coral — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 10:51 PM UTC. The listing information on this page last changed on August 2, 2026 at 10:51 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 10:51 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 10:51 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.