1400 1ST AVENUE W UNIT 206, BRADENTON, FL, 34205
Active6 days on marketListed Jul 29, 2026MLS #A4700945
About this home
1400 1ST AVENUE W UNIT 206
Discover exceptional 55+ condo living in Downtown Bradenton, FL! This beautifully renovated 55+ condominium offers an expanded, open living area designed for comfort and entertaining. The updated kitchen features granite countertops, stainless steel appliances, and a pantry, while the versatile bonus room is perfect as a home office, extra closet, or additional storage. Enjoy abundant natural light from wraparound windows, plus sliding glass doors and a private bedroom door leading to your balcony. Additional highlights include assigned covered garage parking, secure call-box entry, a designer lobby, and a community gathering room with a catering kitchen. Located on the west end of the Downtown Bradenton Riverwalk, you'll be walking distance to the Public Library, Village of the Arts, Bishop Museum & Planetarium, Performing Arts Center, City Hall, banking, restaurants, and sidewalk cafés. Gulf beaches, including Anna Maria Island and Longboat Key, are just 8 miles away, with convenient access to both Tampa and Sarasota airports. If you're looking for a 55+ condo in Downtown Bradenton with modern updates and an unbeatable walkable location, this property is a must-see.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,280
Sqft
0.98 ac
Lot size
1972
Year built
Three Or More
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,959 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,959/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Bradenton actives
$215 vs $250
Days on market
6 vs 55 typical
Where $215/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Downtown Bradenton — neighborhood snapshot
Population
1,923
Median age
47
Median income
$68,419
Median home value
$316,192
Avg household
2
Households w/ children
108
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
209 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 1ST AVENUE W UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$190,000
1400 1ST AVENUE W UNIT 304 · same community
2 bd · 2 ba · 1,280 sqft · $148/sqft · 76 DOM
Sold · Nov ’25$163,000
1400 1ST AVENUE W UNIT 103 · same community
1 bd · 1 ba · 560 sqft · $291/sqft · 88 DOM
Sold · Jul ’26$320,000
2705 20TH AVENUE DRIVE W
2 bd · 2 ba · 1,290 sqft · $248/sqft · 339 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 1ST AVENUE W UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 1ST AVENUE W UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1400 1ST AVENUE W UNIT 206 FAQs
What would the monthly payment be for 1400 1ST AVENUE W UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,959/mo — principal and interest, the actual property-tax bill, the $765/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1400 1ST AVENUE W UNIT 206?+
The association fee works out to $765 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1400 1ST AVENUE W UNIT 206?+
The most recent tax bill on record (2025) was $3,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1400 1ST AVENUE W UNIT 206?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $274,999, this home is listed about 29% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 1ST AVENUE W UNIT 206?+
Ballard Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$274,999 runs 53% above the BRADENTON 34205 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $765/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 6 days on market in a Bradenton market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of WAGNER REALTY · Tammy Pogar. MLS #A4700945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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