5870 38TH AVENUE N UNIT 43, ST PETERSBURG, FL, 33710
Active17 days on marketListed Jul 28, 2026MLS #A4700746
About this home
5870 38TH AVENUE N UNIT 43
Welcome to this well-maintained villa offering 985 square feet of comfortable living space, complete with a covered carport and a bright Florida room that provides extra space to relax or entertain. Nestled in a peaceful community, this home offers a fantastic opportunity for first-time buyers, seasonal residents, or anyone looking to add their personal touch. Inside, you'll find easy-care tile and luxury vinyl flooring, recessed lighting throughout, and thoughtful updates including a new dishwasher (2026) and a water softener (2026). Major improvements have already been completed, with a shingle roof installed in 2016, A/C replaced in 2016, and a water heater installed in 2021. Enjoy a low-maintenance lifestyle with HOA fees that include water, sewer, trash, cable, and exterior insurance. Conveniently located near shopping, dining, and entertainment, you're also just 15 minutes from the vibrant Downtown St. Petersburg waterfront and the beautiful Gulf beaches of Madeira Beach. This inviting villa combines comfort, convenience, and outstanding value—don't miss your chance to make it yours!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
985
Sqft
3.69 ac
Lot size
1973
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−41.3%
$/sqft vs St Petersburg actives
$112 vs $336
Days on market
17 vs 58 typical
Where $112/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33710 — neighborhood snapshot
Population
35,113
Median age
46.1
Median income
$76,908
Median home value
$312,500
Avg household
2.32
Households w/ children
3,314
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5870 38TH AVENUE N UNIT 43
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$35,000
5860 38TH AVENUE N UNIT 34 · same community
1 bd · 1 ba · 985 sqft · $36/sqft · 78 DOM
Sold · May ’26$95,000
5860 38TH AVENUE N UNIT 34 · same community
1 bd · 1 ba · 985 sqft · $96/sqft · 89 DOM
Sold · Jan ’26$55,000
3740 58TH STREET N UNIT 106 · same community
2 bd · 1 ba · 1,110 sqft · $50/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5870 38TH AVENUE N UNIT 43 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5870 38TH AVENUE N UNIT 43 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5870 38TH AVENUE N UNIT 43 FAQs
What would the monthly payment be for 5870 38TH AVENUE N UNIT 43?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5870 38TH AVENUE N UNIT 43?+
The most recent tax bill on record (2025) was $543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5870 38TH AVENUE N UNIT 43?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $110,000, this home is listed about 75% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5870 38TH AVENUE N UNIT 43?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY, LLC · Jennifer Kenna. MLS #A4700746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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