
13705 FLAT WOODS TERRACE, BRADENTON, FL, 34211
Active2 days on marketListed Jul 21, 2026MLS #A4700668
About this home
13705 FLAT WOODS TERRACE
Experience the perfect blend of comfort, nature, and modern design in this beautifully maintained 4-bedroom plus private office home located in a sought-after resort-style pool community. A fresh opportunity to own a like-new condition home that's move in ready, it's the ideal canvas to create a space that reflects your own style and personality. Built by Meritage Homes with energy efficiency and quality craftsmanship in mind, this home showcases an impressive list of upgrades including a gas cooktop with outside venting, oversized kitchen island, upgraded appliances, dual wall ovens, quartz countertops, under-cabinet lighting, porcelain tile flooring, and beautifully custom bath surrounds. Whether preparing meals for family or entertaining guests, the open-concept kitchen and living areas create an inviting space designed for everyday living. Enjoy Florida at its finest with both indoor and outdoor dining overlooking a peaceful park-like backyard. Backing directly to a tranquil pond, the home offers picturesque water views and a front-row seat to Florida's natural beauty. Spend quiet mornings watching sandhill cranes stroll the shoreline, colorful green parrots pass overhead, largemouth bass break the water at sunset, or catch the occasional bald eagle and osprey fishing nearby. The desirable southern rear exposure keeps the covered lanai comfortably shaded through much of the day, making it the perfect setting to relax with a cup of coffee, enjoy dinner outdoors, read a favorite book, or entertain family and friends. The spacious primary suite serves as a private retreat featuring serene pond views, dual vanities, a large walk-in shower, and an oversized walk-in closet. Upstairs, the expansive bonus room provides exceptional flexibility as a media room, game room, playroom, second family room, fitness area, or additional gathering space to fit your lifestyle. Thoughtful features continue throughout the home with a whole-house dehumidification system for year-round comfort, energy-efficient insulation, durable tile roof construction, and fiber internet available for today's connected lifestyle. The attractive paver driveway, mature landscaping, and beautifully maintained common areas—cared for by the HOA—create outstanding curb appeal from the moment you arrive. Residents enjoy an exceptional amenity package featuring a resort-style swimming pool, clubhouse, fitness center, basketball court, dedicated dog park, scenic walking trails, numerous ponds and preserved natural spaces that create an open, peaceful atmosphere throughout the neighborhood. Community events and social activities throughout the year foster a welcoming environment where neighbors quickly become friends. Ideally located in the heart of Lakewood Ranch, you'll enjoy convenient access to shopping, dining, entertainment, medical facilities, and everyday conveniences. World-renowned Gulf Coast beaches—including Anna Maria Island, Siesta Key, Venice Beach, Manasota Key, and Clearwater Beach—are all within easy driving distance, offering endless opportunities to enjoy Florida's white sand beaches and spectacular sunsets. Move-in ready and now offered at a new price, this exceptional home combines quality construction, beautiful waterfront views, outstanding community amenities, and an unbeatable location into a lifestyle that's as relaxing as it is rewarding. Schedule your private showing today and discover everything this remarkable home has to offer.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,858
Sqft
0.2 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,088 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,088/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
Days on market
2 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Savanna At Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Savanna At Lakewood Ranch — neighborhood snapshot
Population
1,409
Median age
41
Median income
$162,757
Median home value
$648,100
Avg household
3
Households w/ children
160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13705 FLAT WOODS TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13705 FLAT WOODS TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13705 FLAT WOODS TERRACE FAQs
What would the monthly payment be for 13705 FLAT WOODS TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,088/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13705 FLAT WOODS TERRACE?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13705 FLAT WOODS TERRACE?+
The most recent tax bill on record (2025) was $9,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13705 FLAT WOODS TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $659,900, this home is listed about 67% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 13705 FLAT WOODS TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$659,900 runs 63% above the BRADENTON 34211 median — but at 2,858 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Bradenton market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PLACE WATER REAL ESTATE · Jared Anderson. MLS #A4700668.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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