
3680 KAM LUCK DRIVE, NAPLES, FL, 34117
Active2 days on marketListed Jul 21, 2026MLS #A4700650
About this home
3680 KAM LUCK DRIVE
Escape to your own 5-acre off-grid retreat in rural Collier County, where privacy, natural beauty, and endless outdoor opportunities come together. Tucked away behind gated access via Benton Road, this secluded parcel is surrounded by native Florida landscape, including cabbage palms, mature pines, and abundant wildlife, making it an excellent choice for hunting, camping, hiking, ATV riding, or simply enjoying the peace and quiet of nature. A four-wheel-drive vehicle is required to access the property due to the unimproved roads, adding to its secluded appeal. With no utilities currently available, this land is ideal for buyers seeking an off-grid recreational getaway or a long-term investment in one of Southwest Florida's fastest-growing regions. Despite its remote setting, the property is approximately 20 miles from Immokalee for everyday necessities and about 40 miles from Naples, where you'll find world-class beaches, shopping, dining, and entertainment. If you're looking for a private escape with plenty of room to explore and enjoy Florida's natural surroundings, this unique acreage offers an outstanding opportunity. Listing is for land only and comes As Is. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$689 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Naples
Get to know Naples. See the full Naples guide →
NAPLES 34117 — neighborhood snapshot
Population
19,680
Median age
40.1
Median income
$106,155
Median home value
$416,300
Avg household
3.55
Households w/ children
1,823
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the NAPLES 34117 median. See the full Naples market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3680 KAM LUCK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3680 KAM LUCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3680 KAM LUCK DRIVE FAQs
What would the monthly payment be for 3680 KAM LUCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $689/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3680 KAM LUCK DRIVE?+
The most recent tax bill on record (2025) was $419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3680 KAM LUCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $77,999, this home is listed about 86% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3680 KAM LUCK DRIVE?+
Palmetto Elementary School (elementary), Cypress Palm Middle School (middle), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of NEW ALLIANCE GROUP REALTY · Zach Hilferding. MLS #A4700650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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