4438 NARRAGANSET TRAIL UNIT 98A, SARASOTA, FL, 34233
Active12 days on marketListed Jul 22, 2026MLS #A4700542
About this home
4438 NARRAGANSET TRAIL UNIT 98A
Lowest-priced home in Lake Tippecanoe! Don't miss this opportunity to own a spacious 2-bedroom, 2-bath condominium with 1,272 square feet and a beautiful, unobstructed lake view. Wake up each morning to peaceful waterfront scenery and enjoy your coffee—or unwind at the end of the day—from the enclosed Florida room, where expansive windows bring the outdoors in. Inside, the spacious 21-foot living room provides plenty of room to relax or entertain, while generous room sizes, an interior laundry room, and a walk-in closet in the primary bedroom add to the home's comfort and functionality. Move in and enjoy it as it is, or update it over time to reflect your own style. With abundant natural light and one of the community's most desirable water views, this home offers exceptional value. Lake Tippecanoe is a well-maintained 55+ community featuring beautifully landscaped grounds, a community pool, and an ideal Sarasota location close to shopping, dining, medical facilities, golf, and the area's world-famous beaches. At just $157,500, this is the lowest-priced home in the community—an outstanding opportunity for a full-time residence or seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,272
Sqft
40.49 ac
Lot size
1976
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,231 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs Sarasota actives
$124 vs $343
Days on market
12 vs 58 typical
Where $124/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34233 — neighborhood snapshot
Population
18,875
Median age
52.4
Median income
$77,041
Median home value
$364,300
Avg household
2.23
Households w/ children
1,770
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
153 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the SARASOTA 34233 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4438 NARRAGANSET TRAIL UNIT 98A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$156,500
4546 PAWNEE TRAIL UNIT 195 · same community
2 bd · 2 ba · 1,258 sqft · $124/sqft · 19 DOM
Sold · Nov ’25$150,000
4542 PAWNEE TRAIL UNIT 196 · same community
2 bd · 2 ba · 1,258 sqft · $119/sqft · 3 DOM
Sold · Aug ’25$147,000
4437 TIPPECANOE TRAIL UNIT 6 · same community
2 bd · 2 ba · 1,258 sqft · $117/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4438 NARRAGANSET TRAIL UNIT 98A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4438 NARRAGANSET TRAIL UNIT 98A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4438 NARRAGANSET TRAIL UNIT 98A FAQs
What would the monthly payment be for 4438 NARRAGANSET TRAIL UNIT 98A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,231/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4438 NARRAGANSET TRAIL UNIT 98A?+
The most recent tax bill on record (2025) was $895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4438 NARRAGANSET TRAIL UNIT 98A?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $157,500, this home is listed about 72% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4438 NARRAGANSET TRAIL UNIT 98A?+
Ashton Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SARASOTA 34233 market on paper
$157,500 is 44% below the SARASOTA 34233 median of $279,000, and at $124/sqft it sits under the Sarasota average of $496.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ashton Elementary School, Sarasota Middle School, Riverview High School — Ashton Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Niki Medlin. MLS #A4700542.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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