1200 NE 644TH STREET, OLD TOWN, FL, 32680
Active5 days on marketListed Jul 20, 2026MLS #A4700526
About this home
1200 NE 644TH STREET
Discover the possibilities on this 2.59-acre wooded lot in Old Town, FL, offering the perfect blend of privacy and natural beauty. Tucked away on a quiet rural road, this property provides plenty of space to build your dream home, weekend getaway, or investment property while enjoying the peaceful North Florida lifestyle. Outdoor enthusiasts will appreciate the close proximity to the Suwannee River, natural springs, Gulf Coast fishing, boating, kayaking, and miles of scenic nature to explore. Well and septic will be required, giving you the flexibility to design your property to fit your vision. The seller has already discounted this property and is firm at the current list price, making this an excellent opportunity to secure acreage at a great value. Listing is for land only and comes As Is. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.
Facts & features
The home at a glance
2.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$204K → $274K
Old Town median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 1200 NE 644TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$130,000
37 NE 676 LANE
2 bd · 1.5 ba · 768 sqft · $169/sqft · 179 DOM
Sold · Aug ’25$160,000
135 NE 642ND STREET
1 bd · 1 ba · 840 sqft · $190/sqft · 9 DOM
Sold · Jun ’26$249,900
167 NE 212TH AVENUE
3 bd · 2 ba · 1,140 sqft · $219/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1200 NE 644TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1200 NE 644TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1200 NE 644TH STREET FAQs
What would the monthly payment be for 1200 NE 644TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1200 NE 644TH STREET?+
The most recent tax bill on record (2025) was $292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1200 NE 644TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $34,999, this home is listed about 87% below the Old Town median of $272,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1200 NE 644TH STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OLD TOWN 32680 market on paper
$34,999 is 74% below the OLD TOWN 32680 median of $136,500.
02Fresh on the market
Only 5 days on market in a Old Town market that averages 46 — if it fits, move quickly.
03Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of NEW ALLIANCE GROUP REALTY · Zach Hilferding. MLS #A4700526.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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