4102 ROYAL PALM AVENUE, SARASOTA, FL, 34234
Active16 days on marketListed Jul 20, 2026MLS #A4700511
About this home
4102 ROYAL PALM AVENUE
Charming Old Florida Home with Character and Endless Possibilities From the moment you step through the beautiful handcrafted wood front door, you’ll feel right at home in this inviting 3-bedroom, 2-bath property. Inside, you’ll find tile flooring throughout, a spacious living room, and stunning handcrafted vaulted wood ceilings that create a warm and welcoming atmosphere. The open-concept kitchen and dining area are perfect for entertaining and feature updated stainless steel appliances, offering both style and functionality. The home also offers plenty of extra closet space for added storage. For peace of mind, the electrical and plumbing systems have been fully updated. Step outside to the large, fully fenced backyard, ideal for entertaining family and friends, hosting gatherings, or simply enjoying the outdoors. With convenient access from two streets, the property offers added flexibility for parking, storage, or future possibilities. An outdoor shed provides even more storage space. Directly across the street, enjoy the natural beauty of Water Tower Park, featuring scenic walking trails, abundant wildlife, a frisbee golf course, and a playground—perfect for outdoor enthusiasts and families alike. Conveniently located just a short drive from vibrant downtown Sarasota, world-famous Gulf Coast beaches, Ringling College of Art and Design, and an endless selection of shopping, dining, and entertainment. Whether you’re searching for the perfect family home, a seasonal retreat, or an excellent investment opportunity, this charming Sarasota property offers location, character, and value all in one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,457
Sqft
0.25 ac
Lot size
1944
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,879 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,879/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.9%
$/sqft vs Sarasota actives
$257 vs $344
Days on market
16 vs 61 typical
Where $257/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayou Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Bayou Oaks — neighborhood snapshot
Population
4,373
Median age
28
Median income
$55,895
Median home value
$213,536
Avg household
3
Households w/ children
382
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
160 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the SARASOTA 34234 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 4102 ROYAL PALM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$153,500
1122 40TH STREET · same community
2 bd · 1 ba · 1,106 sqft · $139/sqft · 0 DOM
Sold · Dec ’25$317,000
1122 40TH STREET · same community
3 bd · 2 ba · 1,106 sqft · $287/sqft · 22 DOM
Sold · Aug ’25$153,500
1122 40TH STREET · same community
2 bd · 1 ba · 1,106 sqft · $139/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4102 ROYAL PALM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4102 ROYAL PALM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4102 ROYAL PALM AVENUE FAQs
What would the monthly payment be for 4102 ROYAL PALM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,879/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4102 ROYAL PALM AVENUE?+
The most recent tax bill on record (2025) was $4,149. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4102 ROYAL PALM AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $375,000, this home is listed about 34% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4102 ROYAL PALM AVENUE?+
Booker High School (high), Booker Middle School (middle), Emma E. Booker Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Tiffiany Harford. MLS #A4700511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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