David Ramirez
$495,0003 bd2 ba1,421 sqft$348 /sqft$3,676 /mo all-in ↓

4089 KING RICHARD DRIVE, SARASOTA, FL, 34232

Active4 days on marketListed Jul 20, 2026MLS #A4700495

Private poolSingle Family ResidenceNOTTINGHAM

About this home

4089 KING RICHARD DRIVE

3 BD POOL HOME ~ TIMELESS UPDATES ~ ENDLESS POTENTIAL! Welcome home to this spacious 3-bedroom, 2-bath pool home, located in the heart of beautiful Sarasota. Freshly painted interior and timeless updates thoughtfully added throughout the years, create a warm, inviting atmosphere while leaving opportunities for a new owner to add their own personal touches and style. The kitchen is the heart of the home, featuring beautiful cabinetry, a stunning backsplash, quartz countertop, stainless steel farmhouse sink, breakfast bar, cozy dinette area, and window overlooking the sparkling pool. The dining room parallels the kitchen and flows seamlessly into the open-concept great room with a vaulted ceiling, creating an ideal space for everyday living and entertaining. French doors leading to the expansive screened lanai and private pool will beckon you to enjoy morning coffee or evening sunsets poolside, while relaxing and unwinding or spending quality time with friends, family, or guests. The spacious primary suite provides a peaceful retreat with a walk-in closet, private en-suite bath, and its own set of French doors that open directly to the screened lanai and pool. The split bedroom floor plan offers two additional bedrooms, providing privacy and flexibility for family, guests, or a home office. The fully fenced backyard is enhanced with Florida-friendly tropical landscaping, creating a serene setting and lush backdrop to the pool and lanai. Low HOA fees and a convenient location close to schools, residents of Nottingham enjoy easy access to all that Sarasota has to offer. With downtown less than 5 miles away, and Nathan Benderson Park and UTC just 6 miles, you won't have to travel far for world class dining, shopping, arts & entertainment. Award-winning Gulf Coast beaches on Siesta Key and Lido Key are only 8-9 miles away, and this central location also offers easy access to I-75 for commuting. This well-loved, lived-in home presents a wonderful move-in ready opportunity to enjoy now while adding your own touches and updating over time, or to renovate now as you desire.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,421

Sqft

0.2 ac

Lot size

2

Garage

1985

Year built

One

Levels

$348

Per sqft

Private poolPool viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesSouth
ParkingDriveway
ExteriorLighting

Community & fees

HOA fee$48/mo
Taxes (2025)$4,025/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,676 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$335
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,676/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$335
HOA / condo fee$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$462KedgeAI estimate $507,783 · range $482K$600K$624K

vs edgeAI estimate

−2.5%

$/sqft vs Sarasota actives

$348 vs $330

Days on market

4 vs 58 typical

Where $348/sqft sits among the 400 Sarasota actives

229 · this home
61
30
27
19
34
$153–391$391–629$629–867$867–1105$1105–1344$1344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Nottingham

Map of 4089 KING RICHARD DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Nottingham — neighborhood snapshot

Population

448

Median age

51

Median income

$133,778

Median home value

$453,400

Avg household

2

Households w/ children

45%

For the school run

Sarasota County School District

MiddleMcIntosh Middle School★★★★★
ElementaryFruitville Elementary School★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

151 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $495,000 · 4 days on market since
1985Built · NOTTINGHAM

Reality check

What actually sold near 4089 KING RICHARD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4343 ARROW AVENUESold · Jul ’25

$349,000

4343 ARROW AVENUE · same community

3 bd · 2 ba · 1,616 sqft · $216/sqft · 7 DOM

4343 ARROW AVENUESold · Apr ’26

$525,000

4343 ARROW AVENUE · same community

3 bd · 2 ba · 1,616 sqft · $325/sqft · 71 DOM

4256 KING RICHARD LANESold · Apr ’26

$330,000

4256 KING RICHARD LANE · same community

3 bd · 2.5 ba · 1,696 sqft · $195/sqft · 187 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4089 KING RICHARD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4089 KING RICHARD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4089 KING RICHARD DRIVE FAQs

What would the monthly payment be for 4089 KING RICHARD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,676/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4089 KING RICHARD DRIVE?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4089 KING RICHARD DRIVE?+

The most recent tax bill on record (2025) was $4,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4089 KING RICHARD DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $495,000, this home is listed about 13% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4089 KING RICHARD DRIVE?+

McIntosh Middle School (middle), Fruitville Elementary School (elementary), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$495,000 runs 100% above the SARASOTA 34232 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Sarasota market that averages 58 — if it fits, move quickly.

04Strong assigned schools

McIntosh Middle School, Fruitville Elementary School, Sarasota High School — Fruitville Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Elizabeth Mock. MLS #A4700495.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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