David Ramirez
$1,7002 bd2 ba1,048 sqft$2 /sqft$172 /mo all-in ↓

4802 51ST STREET W UNIT 423, BRADENTON, FL, 34210

Active15 days on marketListed Jul 19, 2026MLS #A4700477

Priced 100% below the Bradenton medianCondominiumTHE PALMS OF CORTEZ

About this home

4802 51ST STREET W UNIT 423

Enjoy bright, easy Florida living from this top-floor 2-bedroom, 2-bath condo in the gated Palms of Cortez community, featuring soaring vaulted ceilings, peaceful treetop views, oversized windows, and an open layout filled with natural light. Available for annual lease and can be offered partially furnished or unfurnished. The spacious screened balcony is perfect for morning coffee, outdoor dining, or relaxing at the end of the day, with a private storage closet for added convenience. Both bedrooms are generously sized with walk-in closets, while the primary suite includes a tray ceiling and private en-suite bathroom. The kitchen features refreshed cabinetry and newer appliances, along with a full-size washer and dryer. Additional updates include a newer A/C condenser. Residents enjoy access to a resort-style pool, fitness center, tennis courts, clubhouse, playground, BBQ area, and on-site car wash station. Conveniently located near IMG Academy, shopping, dining, SRQ Airport, and the beaches of Anna Maria Island. Move-in ready for a 12-month lease. Third-floor walk-up with no neighbors above you that can come partially furnished or unfurnished. Schedule your private showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,048

Sqft

39.01 ac

Lot size

2002

Year built

One

Levels

$2

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

ViewTrees/Woods
FacesNorth
ParkingOff Street
ExteriorBalcony · Sidewalk

Community & fees

PetsYes
CommunityFishing · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $60Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $60
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs THE PALMS OF CORTEZ

$2 vs $189

Days on market

15 vs 55 typical

Where $2/sqft sits among the 14 homes for sale in THE PALMS OF CORTEZ

0 · this home
0
0
4
7
3
$2–42$42–83$83–124$124–165$165–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4802 51ST STREET W UNIT 423

Drive times from this address

Downtown Tampa58 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

8 of 14

THE PALMS OF CORTEZ have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $1,700 · 15 days on market since
2002Built · THE PALMS OF CORTEZ

Reality check

What actually sold near 4802 51ST STREET W UNIT 423

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4802 51ST STREET W UNIT 1014Sold · Jul ’26

$140,000

4802 51ST STREET W UNIT 1014 · same community

2 bd · 2 ba · 1,048 sqft · $134/sqft · 64 DOM

4802 51ST STREET W UNIT 119Sold · Oct ’25

$195,000

4802 51ST STREET W UNIT 119 · same community

2 bd · 2 ba · 1,048 sqft · $186/sqft · 51 DOM

4802 51ST STREET W UNIT 1207Sold · Jun ’26

$187,000

4802 51ST STREET W UNIT 1207 · same community

2 bd · 1 ba · 1,008 sqft · $186/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4802 51ST STREET W UNIT 423 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4802 51ST STREET W UNIT 423 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4802 51ST STREET W UNIT 423 FAQs

What would the monthly payment be for 4802 51ST STREET W UNIT 423?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4802 51ST STREET W UNIT 423?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,700, this home is listed about 100% below the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Listing courtesy of EXP REALTY, LLC · Brendan Rimer. MLS #A4700477.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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