David Ramirez
$145,0002 bd1.5 ba957 sqft$152 /sqft$2,155 /mo all-in ↓

3315 58TH AVENUE S UNIT 416, ST PETERSBURG, FL, 33712

Active26 days on marketListed Jul 18, 2026MLS #A4700447

Priced 54% below the ST PETERSBURG 33712 medianFully furnishedCondominiumWAVE THE CONDO

About this home

3315 58TH AVENUE S UNIT 416

Stunning Fully Remodeled & Furnished 2BR Condo at The Wave Welcome to this beautifully redesigned 2-bedroom, 1.5-bath condominium at The Wave by Palmer House Designs—where modern luxury meets coastal convenience. This exceptional, fully furnished home features high-end finishes throughout and a thoughtfully reimagined layout. The show-stopping kitchen boasts solid wood, soft-close cabinetry, premium quartz countertops with a full backsplash, and an elegant waterfall-edge wine bar. Stainless steel appliances, including a built-in wine fridge, complete the space—perfect for both everyday living and entertaining. Durable, waterproof luxury vinyl plank flooring runs throughout the home, complemented by stylish shiplap accents in the living room and bathrooms. The open living area is designed for comfort, featuring a sleek white L-shaped reclining sofa with blue LED accent lighting and a 65” Samsung TV—creating a relaxing, modern ambiance. Both bedrooms are fully furnished with queen-sized beds, armoires, and built-in closets. The primary bedroom includes an LG TV integrated into the armoire. The dining area offers seating for four, along with additional seating at the breakfast bar. Community amenities include a recently refinished resort-style pool, a well-equipped fitness center, community laundry, and a reserved covered parking space plus guest parking. HOA allows small pets. Ideally located just across the street from Suntex Marina—offering high-and-dry storage, boat slips

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

957

Sqft

0 ac

Lot size

1962

Year built

One

Levels

$152

Per sqft

FurnishedPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Ice Maker · Refrigerator
InteriorElevator · Walk-In Closet(s)
LaundryCommon Area
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofOther
ConstructionBlock · Concrete
FoundationOther
FacesNorth
ParkingAssigned · Covered · Guest
ExteriorBalcony

Community & fees

HOA fee$837/mo
Taxes (2025)$2,889/yr
PetsBreed Restrictions, Size Limit, Yes
CommunityNone

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,155 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$241
Condo fee — from the listing$837
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$2,155/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$241
HOA / condo fee$837
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$139KedgeAI estimate $188,208 · range $150K$208K$217K

vs edgeAI estimate

−23%

$/sqft vs WAVE THE CONDO

$152 vs $113

Days on market

26 vs 57 typical

Where $152/sqft sits among the 7 homes for sale in WAVE THE CONDO

4
1
2
0
0
0 · this home
$109–116$116–123$123–130$130–137$137–144$144+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Greater Pinellas Point

Map of 3315 58TH AVENUE S UNIT 416 inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Greater Pinellas Point — neighborhood snapshot

Population

17,370

Median age

45

Median income

$64,146

Median home value

$299,751

Avg household

2

Households w/ children

1,896

For the school run

Pinellas County School District

ElementaryMaximo Elementary School★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 7

WAVE THE CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the ST PETERSBURG 33712 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $145,000 · 26 days on market since
1962Built · WAVE THE CONDO

Reality check

What actually sold near 3315 58TH AVENUE S UNIT 416

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3315 58TH AVENUE S UNIT 115Sold · Sep ’25

$111,000

3315 58TH AVENUE S UNIT 115 · same community

2 bd · 1.5 ba · 887 sqft · $125/sqft · 61 DOM

3315 58TH AVENUE S UNIT 204Sold · Mar ’26

$70,000

3315 58TH AVENUE S UNIT 204 · same community

2 bd · 1 ba · 887 sqft · $79/sqft · 55 DOM

3315 58TH AVENUE S UNIT 409Sold · Feb ’26

$55,000

3315 58TH AVENUE S UNIT 409 · same community

1 bd · 1 ba · 708 sqft · $78/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3315 58TH AVENUE S UNIT 416 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3315 58TH AVENUE S UNIT 416 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

3315 58TH AVENUE S UNIT 416 FAQs

What would the monthly payment be for 3315 58TH AVENUE S UNIT 416?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,155/mo — principal and interest, the actual property-tax bill, the $837/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3315 58TH AVENUE S UNIT 416?+

The association fee works out to $837 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3315 58TH AVENUE S UNIT 416?+

The most recent tax bill on record (2025) was $2,889. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3315 58TH AVENUE S UNIT 416?+

The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $145,000, this home is listed about 66% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3315 58TH AVENUE S UNIT 416?+

Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33712 market on paper

$145,000 is 54% below the ST PETERSBURG 33712 median of $314,500, and at $152/sqft it sits under the St Petersburg average of $381.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $837/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4700447.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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