David Ramirez
$675,0004 bd2.5 ba2,497 sqft$270 /sqft$4,618 /mo all-in ↓

11805 SOFT RUSH TERRACE, BRADENTON, FL, 34202

Active6 days on marketListed Jul 17, 2026MLS #A4700331

Private poolSingle Family ResidenceSUMMERFIELD VILLAGE SUBPHASE D U2

About this home

11805 SOFT RUSH TERRACE

SPECTACULAR POOL HOME! Discover this beautiful custom-built 4-bedroom, 2 and a half -bathroom home with a spacious bonus room, formal Dining room, perfectly situated in the heart of Lakewood Ranch’s sought-after Summerfield. Designed for both comfort and style, this home offers a sparkling OVERSIZED HEATED SWIMMING POOL WITH HEATED SPA. The heart of the home features a EUROPEAN STYLE GOURMET kitchen with stylish cabinetry, premium countertops, and STAINLESS STEEL appliances. The primary bedroom features a luxurious ensuite bathroom. Step outside to your beautiful lanai, where you can relax AND ENJOY THE Heated Swimming Pool/SPA AND OUTDOOR KITCHEN. This home blends comfort and functionality, making it a perfect sanctuary for you and your family. Nestled in the heart of Lakewood Ranch, this home offers unparalleled access to walking and biking trails, Heron’s Nest Nature Preserve, and the vibrant Summerfield Park. Enjoy top-notch community amenities, including: Tennis & Pickleball Courts, Baseball & Soccer Fields, Dog Parks & Playgrounds and also a community pavilion for cookouts. Lakewood Ranch provides “A” rated schools. With an incredibly LOW HOA OF $102 A YEAR, you’ll enjoy all the benefits of living in Lakewood Ranch, the #1 Master-Planned Community in the USA! Conveniently located near I-75, top-rated schools, world-class dining, shopping, and entertainment, plus just 30 minutes to Sarasota’s world-famous beaches. Don't miss the opportunity to make this beautiful home yours!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,497

Sqft

0.25 ac

Lot size

2

Garage

1998

Year built

One

Levels

$270

Per sqft

Private poolPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized
ExteriorFrench Doors · Lighting · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$9/mo
Taxes (2025)$6,646/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,618 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$554
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,618/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$554
HOA / condo fee$9
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$601KedgeAI estimate $635,189 · range $626K$672K$702K

vs edgeAI estimate

+6.3%

$/sqft vs Bradenton actives

$270 vs $239

Days on market

6 vs 53 typical

Where $270/sqft sits among the 400 Bradenton actives

101
99
86 · this home
45
31
38
$125–181$181–238$238–295$295–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerfield Village

Map of 11805 SOFT RUSH TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Summerfield Village — neighborhood snapshot

Population

2,875

Median age

49

Median income

$136,556

Median home value

$475,908

Avg household

3

Households w/ children

241

For the school run

Manatee County School District

ElementaryGilbert W McNeal Elementary School★★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

183 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the BRADENTON 34202 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $675,000 · 6 days on market since
1998Built · SUMMERFIELD VILLAGE SUBPHASE D U2

Reality check

What actually sold near 11805 SOFT RUSH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11808 SOFT RUSH TERRACESold · Jun ’26

$700,000

11808 SOFT RUSH TERRACE · same community

4 bd · 2.5 ba · 2,507 sqft · $279/sqft · 43 DOM

11910 SOFT RUSH TERRACESold · Sep ’25

$514,000

11910 SOFT RUSH TERRACE · same community

4 bd · 2 ba · 2,429 sqft · $212/sqft · 157 DOM

12002 SOFT RUSH TERRACESold · Feb ’26

$635,000

12002 SOFT RUSH TERRACE · same community

3 bd · 3 ba · 2,306 sqft · $275/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11805 SOFT RUSH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11805 SOFT RUSH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11805 SOFT RUSH TERRACE FAQs

What would the monthly payment be for 11805 SOFT RUSH TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,618/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11805 SOFT RUSH TERRACE?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11805 SOFT RUSH TERRACE?+

The most recent tax bill on record (2025) was $6,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11805 SOFT RUSH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $675,000, this home is listed about 71% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 11805 SOFT RUSH TERRACE?+

Gilbert W McNeal Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Fresh on the market

Only 6 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

03Strong assigned schools

Gilbert W McNeal Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Gilbert W McNeal Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of XCELLENCE · John Capua. MLS #A4700331.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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