David Ramirez
$874,9003 bd3 ba2,020 sqft$433 /sqft$5,599 /mo all-in ↓

3122 SE 18TH PLACE, CAPE CORAL, FL, 33904

Active18 days on marketListed Jul 16, 2026MLS #A4700266

Private poolSingle Family ResidenceCAPE CORAL

About this home

3122 SE 18TH PLACE

DIRECT BOAT ACCESS – MINUTES TO OPEN WATER! Nestled on a quiet cul-de-sac in the highly sought-after Gold Coast waterfront community, this beautifully maintained 3-bedroom, 3-bath pool home sits on an oversized direct-access lot with no bridges and quick Gulf access. Boating enthusiasts will appreciate the private dock with two boat lifts, complemented by a waterside tiki hut perfect for relaxing while enjoying peaceful canal views. Inside, the home features tile wood-look flooring throughout, upgraded lighting fixtures, and custom molding with architectural detailing. The updated kitchen offers wood cabinetry, granite countertops, stainless-steel appliances, and a built-in wine cooler, flowing seamlessly into the dining area highlighted by a wood-accent ceiling. Experience true Florida outdoor living with a raised screened lanai, a resort-style pool with sun shelf/ledge, and a fully equipped outdoor kitchen with built-in grill. A convenient pass-through to the sunroom enhances seamless indoor-outdoor connectivity. The primary suite provides a private retreat with a spa-inspired bathroom featuring a large walk-in shower, double vanity, and an expansive walk-in closet complete with a separate makeup vanity. One of the guest bedrooms is an ensuite, offering added comfort and privacy, while the third bedroom is ideal for guests or a home office. Additional features include a spacious garage with room for a golf cart, recreational toys, or extra storage, mature tropical landscaping, continuous curbing, and a central location close to bridge access, dining, shopping, and major routes. This exceptional waterfront home offers the perfect blend of location, upgrades, and an unmatched boating lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,020

Sqft

0.27 ac

Lot size

2

Garage

1969

Year built

One

Levels

$433

Per sqft

Private pool

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationConcrete Perimeter
FacesEast
ExteriorOutdoor Kitchen

Community & fees

Taxes (2024)$4,684/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,599 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2024 actual bill$390
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,490
Interest rate6.00%
Loan term

Estimated payment

$5,599/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$390
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$576KedgeAI estimate $620,132 · range $600K$670K$910K

vs edgeAI estimate

+41.1%

$/sqft vs CAPE CORAL

$433 vs $240

Days on market

18 vs 39 typical

Where $433/sqft sits among the 130 homes for sale in CAPE CORAL

39
49
14
11
7 · this home
10
$158–219$219–281$281–342$342–403$403–464$464+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cornwallis

Map of 3122 SE 18TH PLACE inside its neighborhood boundary

Get to know Cape Coral. See the full Cape Coral guide →

Cornwallis — neighborhood snapshot

Population

1,281

Median age

45

Median income

$47,076

Median home value

$671,567

Avg household

2

Households w/ children

88%

For the school run

Lee County School District

ElementaryCape Elementary School★★★★★
HighCape Coral High School★★★★★
ElementaryPelican Elementary School★★★★★
MiddleGulf Middle School★★★★★
ElementaryGulf Elementary School★★★★
HighIda S. Baker High School★★★★★
HighNorth Fort Myers High School★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$375K$411K

Cape Coral median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

46 of 130

CAPE CORAL have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $874,900 · 18 days on market since
1969Built · CAPE CORAL

Reality check

What actually sold near 3122 SE 18TH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2711 SW 27TH STREETSold · Dec ’25

$444,000

2711 SW 27TH STREET · same community

3 bd · 2 ba · 2,028 sqft · $219/sqft · 30 DOM

123 SW 29TH STREETSold · Jun ’26

$384,000

123 SW 29TH STREET · same community

4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM

2213 SW 7TH PLACESold · Jun ’26

$490,000

2213 SW 7TH PLACE · same community

3 bd · 2 ba · 2,067 sqft · $237/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3122 SE 18TH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3122 SE 18TH PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3122 SE 18TH PLACE FAQs

What would the monthly payment be for 3122 SE 18TH PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,599/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3122 SE 18TH PLACE?+

The most recent tax bill on record (2024) was $4,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cape Coral?+

At $874,900, this home is listed about 101% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3122 SE 18TH PLACE?+

Cape Elementary School (elementary), Cape Coral High School (high), Pelican Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), North Fort Myers High School (high), Trafalgar Middle School (middle), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$874,900 runs 94% above the CAPE CORAL 33904 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Cape Elementary School, Cape Coral High School, Pelican Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, North Fort Myers High School, Trafalgar Middle School, Mariner High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SUNSHINE · Char Seuffert. MLS #A4700266.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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