6474 WATERCREST WAY UNIT 403, LAKEWOOD RANCH, FL, 34202
Active17 days on marketListed Jul 21, 2026MLS #A4700252
About this home
6474 WATERCREST WAY UNIT 403
Perched on the top floor you get sweeping water and downtown views. This beautifully updated 3-bedroom, 2-bath condo at Watercrest is the Lakewood Ranch lifestyle at its finest. Enjoy a glass of wine with the sunset views over beautiful Lake Uihlein and skyline of downtown Lakewood Ranch from your private balcony and enjoy true peace of mind with a rare full two-car garage for under-building parking — a sought-after feature in this community. Inside, the kitchen shines with brand-new cabinetry and updated light fixtures (2025), complemented by fresh paint and carpet, updated hall lighting, and Hunter Douglas Vertiglide shades. Recent upgrades include a new washer/dryer (2024), new toilets (2023), a new water heater (2026), and a new garage door (2026), so the big-ticket items are already done. The heated, resurfaced community pool and resort-style amenities are just steps away, all backed by an HOA that covers water, sewer, pest control, grounds and structure maintenance, and more. Pet-friendly with flexible leasing (90-day minimum) — a rare combination of low-maintenance living and an unbeatable view.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,917
Sqft
0 ac
Lot size
2
Garage
2006
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,943 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,943/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs Lakewood Ranch actives
$271 vs $280
Days on market
17 vs 55 typical
Where $271/sqft sits among the 252 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
LAKEWOOD RANCH 34202 — neighborhood snapshot
Population
27,237
Median age
54.2
Median income
$123,210
Median home value
$620,700
Avg household
2.51
Households w/ children
2,347
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$577K → $574K
Lakewood Ranch median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
120 of 252
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 6474 WATERCREST WAY UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
6721 OAK MANOR DRIVE
3 bd · 2 ba · 1,928 sqft · $259/sqft · 50 DOM
Sold · Mar ’26$625,000
6539 MOORINGS POINT CIRCLE UNIT 102
2 bd · 2.5 ba · 1,983 sqft · $315/sqft · 60 DOM
Sold · Feb ’26$470,000
6708 SPRING MOSS PLACE
3 bd · 2 ba · 1,850 sqft · $254/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6474 WATERCREST WAY UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6474 WATERCREST WAY UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6474 WATERCREST WAY UNIT 403 FAQs
What would the monthly payment be for 6474 WATERCREST WAY UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,943/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6474 WATERCREST WAY UNIT 403?+
The most recent tax bill on record (2025) was $5,907. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6474 WATERCREST WAY UNIT 403?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $520,000, this home is listed about 15% below the Lakewood Ranch median of $608,495. The market section on this page shows how the area is trending.
Which schools are assigned to 6474 WATERCREST WAY UNIT 403?+
Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKEWOOD RANCH 34202 market on paper
$520,000 is 13% below the LAKEWOOD RANCH 34202 median of $599,000, and at $271/sqft it sits under the Lakewood Ranch average of $316.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $529,900, now $520,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Mark Boehmig. MLS #A4700252.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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