43620 SPARROW DRIVE, PUNTA GORDA, FL, 33982
Active7 days on marketListed Jul 16, 2026MLS #A4700222
About this home
43620 SPARROW DRIVE
This beautifully upgraded, better-than-new villa is nestled on a quiet cul-de-sac in the sold-out Preserve neighborhood of Babcock Ranch—America’s first solar-powered town—and offers over 1,500 square feet of pristine living space with two bedrooms plus a den, two bathrooms, a gourmet quartz kitchen with under-cabinet lighting, and high-end designer upgrades like wood-look tile floors and impact glass throughout, all opening up to a private screened lanai with tranquil preserve views and featuring a two-car garage with epoxy floors and overhead storage just steps from the community pool and miles of nature trails. Key features of this exceptional property include a premium cul-de-sac setting with serene preserve views, complete storm protection from impact-resistant windows and doors, high-end interior finishes like wood-look plank tile flooring, custom accent walls, and designer lighting, a gourmet kitchen with quartz countertops and under-cabinet lighting, an upgraded two-car garage with epoxy floors and ceiling storage racks, and a spacious backyard with a large screened lanai, all situated just steps from the private community pool and miles of scenic nature trails.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,516
Sqft
0.12 ac
Lot size
2
Garage
2023
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,660 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,660/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.1%
$/sqft vs Punta Gorda actives
$178 vs $207
Days on market
7 vs 59 typical
Where $178/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 43620 SPARROW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$372,500
44303 PANTHER DRIVE
2 bd · 2 ba · 1,515 sqft · $246/sqft · 7 DOM
Sold · Jun ’26$295,000
17656 OLEANDER AVENUE
2 bd · 2 ba · 1,496 sqft · $197/sqft · 69 DOM
Sold · Dec ’25$280,000
17892 WAYSIDE BEND
2 bd · 2 ba · 1,544 sqft · $181/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 43620 SPARROW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 43620 SPARROW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
43620 SPARROW DRIVE FAQs
What would the monthly payment be for 43620 SPARROW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,660/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 43620 SPARROW DRIVE?+
The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 43620 SPARROW DRIVE?+
The most recent tax bill on record (2025) was $6,375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 43620 SPARROW DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $269,900, this home is listed about 22% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 43620 SPARROW DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$269,900 runs 103% above the PUNTA GORDA 33982 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SUNREAL ESTATE INC · Karl Helbig. MLS #A4700222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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