140 S OXFORD DRIVE, ENGLEWOOD, FL, 34223
Active12 days on marketListed Jul 24, 2026MLS #A4700199
About this home
140 S OXFORD DRIVE
WATERFRONT ESTATE WITH GULF ACCESS & ACREAGE! An exceptionally private, beautifully updated estate on Gottfried Creek offering coveted GULF ACCESS, a HUGE CORRUGATED GARDEN AREA, majestic mature oak trees, lush tropical landscaping, and the rare advantage of in-town convenience. The main home showcases a thoughtfully remodeled open floor plan designed for effortless luxury living, along with brand-new A/C, a new hot water heater (2025), new tile throughout the home, hurricane shutters, abundant storage, a carport, multiple storage sheds, and a workshop. The detached GUEST HOUSE/IN-LAW SUITE that was built in 2016 provides an elegant and versatile retreat with a spacious primary suite, 1.5 baths, an office with gunsmith room, a comfortable living area, it's own garage, backup GENERATOR, and safe room—ideal for guests, extended family, or rental income. Outdoor living is nothing short of extraordinary, featuring a SALTWATER POOL AND SPA with new salt cell, pool heater (2020), an amazing "'TIKI BAR/BBQ AREA, a newer dock, and sweeping waterfront views that capture the essence of refined Florida living. Enjoy frequent wildlife sightings from separate fire pit area complete with outdoor lighting. Your new home also has deeded access to the Englewood Gardens Beach Club!! This gives you access to Englewood Beach, Bay access with boardwalk and dock, Free parking for members, Bay side kayak storage and launch dock, and so much more!! Ideally located so you can enjoy unique local cuisine, DEARBORN STREET, HISTORIC DOWNTOWN VENICE, world class fishing, award winning beaches, shopping, golf, 2 spring training venues (Rays and Braves), and so much more!! Call today for your private tour and start living the Florida lifestyle!!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,733
Sqft
1.69 ac
Lot size
3
Garage
1977
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,808 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,808/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$319 vs $239
Days on market
12 vs 68 typical
Where $319/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood Gardens
Get to know Englewood. See the full Englewood guide →
Englewood Gardens — neighborhood snapshot
Population
1,097
Median age
70
Median income
$75,553
Median home value
$352,816
Avg household
2
Households w/ children
61%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
180 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 207% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 S OXFORD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,055,000
1070 BAYSHORE DRIVE · same community
5 bd · 3 ba · 3,363 sqft · $314/sqft · 25 DOM
Sold · Nov ’25$865,000
1080 BAYSHORE DRIVE · same community
3 bd · 2 ba · 2,634 sqft · $328/sqft · 11 DOM
Sold · Jul ’26$1,050,000
1981 BAYSHORE DRIVE · same community
4 bd · 2.5 ba · 2,566 sqft · $409/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 140 S OXFORD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 S OXFORD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
140 S OXFORD DRIVE FAQs
What would the monthly payment be for 140 S OXFORD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,808/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 140 S OXFORD DRIVE?+
The most recent tax bill on record (2025) was $9,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 140 S OXFORD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $1,190,000, this home is listed about 226% above the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 140 S OXFORD DRIVE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,190,000 runs 207% above the ENGLEWOOD 34223 median — but at 3,733 sqft it's also nearly 3 times the size of the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Michael Johnson. MLS #A4700199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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