
1712 4TH STREET W, PALMETTO, FL, 34221
Active19 days on marketListed Jul 16, 2026MLS #A4700141
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Upcoming open house
Thu, Aug 6
6:00 PM – 8:00 PM
About this home
1712 4TH STREET W
Set on nearly four-tenths of an acre beneath mature oaks in one of West Palmetto's most established neighborhoods, this beautifully renovated residence blends timeless character with modern design just minutes from the Manatee River. Offering approximately 2,400 square feet, the home has been thoughtfully transformed into an inviting space designed for everyday living and unforgettable entertaining. The open floor plan centers around an expansive chef's kitchen featuring custom cabinetry, granite countertops, stainless appliances, oversized island seating, abundant storage, skylights, and beautiful architectural details that flow seamlessly into the great room. Coffered ceilings, a wood-burning fireplace, custom built-ins, and walls of glass create warmth while filling the home with natural light. The primary suite is a true retreat with a spa-inspired bathroom, oversized custom walk-in closet, and generous proportions rarely found in homes of this era. Two additional bedrooms provide flexibility for guests, family, or a dedicated home office. Step outside and discover why this property is so special. The oversized screened lanai surrounds a sparkling pool with expansive brick paver decking, creating multiple outdoor living spaces for entertaining, relaxing, and enjoying Florida year-round. Beyond the pool, the fenced backyard offers exceptional privacy, mature landscaping, room to garden, play, or even expand your outdoor living vision. Located just minutes from Emerson Point Preserve, Regatta Pointe Marina, downtown Bradenton, waterfront dining, local coffee shops, and the beaches of Anna Maria Island, this home delivers the kind of lifestyle buyers move to Florida to find. Nearby Emerson Point Preserve offers kayaking, fishing, observation towers, walking trails, and wildlife viewing, while the Bradenton Riverwalk and downtown waterfront are just a short drive away.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,399
Sqft
0.38 ac
Lot size
2
Garage
1945
Year built
One
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,893 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,893/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$375 vs $208
Days on market
19 vs 57 typical
Where $375/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
220 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1712 4TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$610,000
1718 6TH AVENUE W
4 bd · 3 ba · 2,446 sqft · $249/sqft · 70 DOM
Sold · Jan ’26$717,000
1933 3RD AVENUE W
3 bd · 2 ba · 2,202 sqft · $326/sqft · 39 DOM
Sold · Aug ’25$700,000
522 31ST STREET W
4 bd · 2 ba · 2,171 sqft · $322/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1712 4TH STREET W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1712 4TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1712 4TH STREET W FAQs
What would the monthly payment be for 1712 4TH STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1712 4TH STREET W?+
The most recent tax bill on record (2025) was $6,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $900,000, this home is listed about 128% above the Palmetto median of $395,159. The market section on this page shows how the area is trending.
Which schools are assigned to 1712 4TH STREET W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Suzanne Welch. MLS #A4700141.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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