David Ramirez
$825,0004 bd4 ba2,842 sqft$290 /sqft$4,971 /mo all-in ↓

15410 21ST AVENUE E, BRADENTON, FL, 34212

Active5 days on marketListed Jul 18, 2026MLS #A4700127

Private poolSingle Family ResidenceMILL CREEK PH VII-B

About this home

15410 21ST AVENUE E

Private cul-de-sac location on a preserve oversized lot in highly sought after Mill Creek with a beautiful, caged pool with a large deck. This home has been meticulously maintained with many recent updates, like the new modern kitchen with the waterfall quartz countertop and eat at bar, and separate coffee station. From the minute you enter through the double door entry you feel and see the openness and modern design, from the modern lighting to the new floors, electric fireplace and entertainment wall. The large patio door pockets so you can open the house up to the beautiful pool with feathered edge design, and newly resurfaced pool. The floor plan is open and flowing with 4 bedrooms, 4 bathrooms and separate dining room. this home has two master suites, one is hidden with a bookshelf door, having its own living room, a real bonus for a teen wing, extended family or live in nanny. The landscaping has recently been updated to include extra-large paver driveway with a secured parking area behind the gate, great for motorhomes or boats. The rear yard is very private and extends the property for a great place for a firepit on those chilly evenings, or just for relaxing. The home has been recently painted inside and out with top quality paint with a 7-year warranty and has a gutter system. the roof is also new with a 30-year warranty. there are so many upgrades that I attached a separate list showing all the updates and improvements. This house needs nothing and is in move in condition. Come see your new home before someone else grabs this beauty!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,842

Sqft

0.6 ac

Lot size

2

Garage

2006

Year built

One

Levels

$290

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Purifier · Whole House R.O. System
InteriorChair Rail · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorGarden · Permeable Paving · Private Mailbox

Community & fees

HOA fee$50/mo
Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,971 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$0
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$5,727/mo

Principal & interest$4,452
PMI (est., until 20% equity)$309
Est. property taxes$756
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$754KedgeAI estimate $942,851 · range $785K$1.3M$1.4M

vs edgeAI estimate

−12.5%

Days on market

5 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mill Creek

Map of 15410 21ST AVENUE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Mill Creek — neighborhood snapshot

Population

2,437

Median age

50

Median income

$158,900

Median home value

$611,764

Avg household

3

Households w/ children

338

For the school run

Manatee County School District

ElementaryGene Witt Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $825,000 · 5 days on market since
2006Built · MILL CREEK PH VII-B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15410 21ST AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15410 21ST AVENUE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15410 21ST AVENUE E FAQs

What would the monthly payment be for 15410 21ST AVENUE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,971/mo — principal and interest, estimated property taxes, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15410 21ST AVENUE E?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15410 21ST AVENUE E?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15410 21ST AVENUE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $825,000, this home is listed about 108% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 15410 21ST AVENUE E?+

Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$825,000 runs 106% above the BRADENTON 34212 median — but at 2,842 sqft it's also nearly twice the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Gene Witt Elementary School, Carlos E. Haile Middle School, Lakewood Ranch High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 INTEGRA · Jim Schatz. MLS #A4700127.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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