David Ramirez
$599,0003 bd3 ba2,071 sqft$289 /sqft$4,633 /mo all-in ↓

6604 STONE RIVER ROAD, BRADENTON, FL, 34203

Active7 days on marketListed Jul 16, 2026MLS #A4700117

Single Family ResidenceTARA PH I

About this home

6604 STONE RIVER ROAD

Some homes are a place to live. Others are a lifestyle that is difficult to leave behind! Nestled within TARA Golf & Country Club, this beautifully maintained three-bedroom, three-bath residence offers just under 2,100 square feet of comfortable living space, but it's what lies beyond the walls that truly makes this home extraordinary. The current owner believes this home enjoys one of the finest views in the entire community. From the moment you step onto the expansive 1,100-square-foot lanai, you'll understand why. Overlooking the first fairway, your eyes follow the course from the tee box all the way to the green, framed by colorful landscaping, sparkling sunsets, and the beautifully renovated clubhouse grounds adorned with vibrant flowers. Whether you're an avid golfer or simply appreciate a spectacular view, the scenery is captivating from sunrise to sunset. Golf enthusiasts will appreciate the unique golf cart garage located within the lanai, providing convenient access directly to the course. An additional storage shed offers plenty of space for golf clubs, tools, and outdoor equipment. Designed for entertaining, the oversized lanai serves as an extension of the home itself. A custom bar area and seating for more than 25 guests create the perfect setting for everything from casual gatherings to memorable celebrations. Well-lit and thoughtfully designed, it's a place where friends and neighbors naturally gather, sharing stories as the sun dips below the horizon and paints the sky in brilliant colors. The grounds surrounding the home are every bit as impressive as the view. A stunning red flowering arch welcomes guests at the entrance, while mature tropical landscaping creates a colorful backdrop along the rear of the property. Fully mature mango trees produce an abundance of fruit each season—more than enough to enjoy and share with neighbors, a tradition the current owner has treasured for years. As you arrive, you'll notice the recently resurfaced driveway, complete with a lifetime warranty, leading to a beautifully updated entryway featuring new tile, decorative pavers, and elegant exterior doors. A one-year-old tile roof provides both beauty and peace of mind. Step inside and you'll be greeted by soaring ceilings and an inviting floor plan that seamlessly blends formal and casual living spaces. The formal living and dining rooms flow naturally into the kitchen and family room, creating an ideal setting for both entertaining and everyday living. The primary suite is privately positioned at the rear of the home, offering peaceful views and direct access to the lanai. Throughout much of the home, new luxury vinyl flooring adds both style and durability. Adding to the home’s features is a 10-panel solar system, providing an energy-efficient enhancement to the property. The solar panels are currently under a lease. Specific details available upon request. This is more than a home—it's a place where neighbors become friends, sunsets become daily events, and every day feels a little more like a vacation. For those seeking breathtaking golf course views, exceptional outdoor living, and the charm of country club life, this special property offers an opportunity that rarely comes along. Homeowner is granted access to TARA's recently renovated championship golf course, driving range, fitness and aquatics center, tennis and recenlty completed pickleball courts, bocce ball, dining, and full social calendar.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,071

Sqft

0.17 ac

Lot size

2

Garage

1989

Year built

One

Levels

$289

Per sqft

Golf Course view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNorthwest
ExteriorIrrigation System · Lighting · Misting System · Storage

Community & fees

HOA fee$705/mo
Taxes (2025)$3,734/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Solar · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,633 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$311
HOA fee — from the listing$705
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,633/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$311
HOA / condo fee$705
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$387KedgeAI estimate $439,410 · range $403K$481K$623K

vs edgeAI estimate

+36.3%

Days on market

7 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tara

Map of 6604 STONE RIVER ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Tara — neighborhood snapshot

Population

3,596

Median age

66

Median income

$80,630

Median home value

$346,151

Avg household

2

Households w/ children

156

For the school run

Manatee County School District

ElementaryTara Elementary School★★★★
HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $599,000 · 7 days on market since
1989Built · TARA PH I

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6604 STONE RIVER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6604 STONE RIVER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6604 STONE RIVER ROAD FAQs

What would the monthly payment be for 6604 STONE RIVER ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,633/mo — principal and interest, the actual property-tax bill, the $705/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6604 STONE RIVER ROAD?+

The association fee works out to $705 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6604 STONE RIVER ROAD?+

The most recent tax bill on record (2025) was $3,734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6604 STONE RIVER ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $599,000, this home is listed about 51% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 6604 STONE RIVER ROAD?+

Tara Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$599,000 runs 150% above the BRADENTON 34203 median — but at 2,071 sqft it's also 31% larger than the typical Bradenton listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $705/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 7 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

05Strong assigned schools

Tara Elementary School, Braden River High School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER PROPERTIES OF SRQ LLC · Susan Brown. MLS #A4700117.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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