David Ramirez
$525,0003 bd2 ba1,857 sqft$283 /sqft$3,935 /mo all-in ↓

4407 DIAMOND CIRCLE N, SARASOTA, FL, 34233

Active1 days on marketListed Jul 23, 2026MLS #A4700114

Private poolSingle Family ResidenceEMERALD GARDENS

Come see it

Upcoming open house

Sat, Jul 25

1:00 PM – 3:00 PM

About this home

4407 DIAMOND CIRCLE N

Virtually Staged. From the bright, open living spaces to the screened pool and fully fenced backyard, this beautifully maintained Emerald Gardens home is designed for comfortable everyday living and entertaining. Equipped with solar panels that help keep monthly electric costs low, this 3-bedroom, 2-bathroom home also features a dedicated den, formal dining room, and a desirable split bedroom floor plan. Vaulted ceilings and skylights fill the main living area with natural light, creating a bright and inviting atmosphere throughout the home. The kitchen features granite countertops, solid wood cabinetry, stainless steel appliances, a breakfast bar, and a sunny breakfast nook overlooking the pool. It's the perfect place to enjoy your morning coffee or casual meals while taking in the backyard views. The split bedroom floor plan provides added privacy for the primary suite, complete with a walk-in closet, en-suite bathroom, and the convenience of an in-suite laundry area. Two additional bedrooms are located on the opposite side of the home, each featuring their own walk-in closets and easy access to the guest bathroom. A separate den can easily serve as a home office, media room, playroom, fitness room, or hobby space. Sliding glass doors open to the screened lanai and pool, creating a natural extension of the home's living space. The fully fenced backyard is surrounded by mature landscaping, providing privacy and plenty of room to relax or entertain. Located in the desirable community of Emerald Gardens, residents enjoy low annual HOA fees, a neighborhood pond with a sitting dock, and a central Sarasota location just minutes from shopping, dining, Downtown Sarasota, and Siesta Key Beach. Don't miss your opportunity to make this Emerald Gardens home your own. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,857

Sqft

0.22 ac

Lot size

2

Garage

1989

Year built

One

Levels

$283

Per sqft

Private poolPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$33/mo
Taxes (2025)$5,036/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,935 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$420
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,935/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$420
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$500KedgeAI estimate $547,311 · range $521K$616K$641K

vs edgeAI estimate

−4.1%

$/sqft vs Sarasota actives

$283 vs $328

Days on market

1 vs 58 typical

Where $283/sqft sits among the 400 Sarasota actives

230 · this home
61
30
28
19
32
$153–391$391–629$629–866$866–1104$1104–1342$1342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Emerald Gardens

Map of 4407 DIAMOND CIRCLE N inside its neighborhood boundary

Drive times from this address

Downtown Tampa61 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Emerald Gardens — neighborhood snapshot

Population

431

Median age

58

Median income

$147,625

Median home value

$609,800

Avg household

3

Households w/ children

11%

For the school run

Sarasota County School District

ElementaryAshton Elementary School★★★★★
MiddleSarasota Middle School★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

148 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the SARASOTA 34233 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $525,000 · 1 days on market since
1989Built · EMERALD GARDENS

Reality check

What actually sold near 4407 DIAMOND CIRCLE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4435 DIAMOND CIRCLE WSold · May ’26

$475,000

4435 DIAMOND CIRCLE W · same community

3 bd · 2 ba · 1,842 sqft · $258/sqft · 135 DOM

4403 DIAMOND CIRCLE NSold · Jul ’26

$505,000

4403 DIAMOND CIRCLE N · same community

3 bd · 2 ba · 1,975 sqft · $256/sqft · 11 DOM

4498 DIAMOND CIRCLE ESold · Aug ’25

$480,000

4498 DIAMOND CIRCLE E · same community

4 bd · 2 ba · 2,170 sqft · $221/sqft · 179 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4407 DIAMOND CIRCLE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4407 DIAMOND CIRCLE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4407 DIAMOND CIRCLE N FAQs

What would the monthly payment be for 4407 DIAMOND CIRCLE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,935/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4407 DIAMOND CIRCLE N?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4407 DIAMOND CIRCLE N?+

The most recent tax bill on record (2025) was $5,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4407 DIAMOND CIRCLE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $525,000, this home is listed about 8% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4407 DIAMOND CIRCLE N?+

Ashton Elementary School (elementary), Sarasota Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$525,000 runs 86% above the SARASOTA 34233 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Sarasota market that averages 58 — if it fits, move quickly.

04Strong assigned schools

Ashton Elementary School, Sarasota Middle School, Sarasota High School — Ashton Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KW COASTAL LIVING III · Laura Rode. MLS #A4700114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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