David Ramirez
$525,0005 bd3 ba2,475 sqft$212 /sqft$3,801 /mo all-in ↓

5904 SILVER SAGE WAY, SARASOTA, FL, 34232

Active8 days on marketListed Jul 17, 2026MLS #A4700108

Single Family ResidenceGARDEN VILLAGE PH 1

About this home

5904 SILVER SAGE WAY

Don't miss this beautiful all-block two-story home in a gated community! Step inside to an open-concept main floor designed for modern living and effortless entertaining. The stylish kitchen features granite countertops, a spacious island, stainless steel appliances, and a walk-in pantry. There is a full bedroom and bathroom on the main level, ideal for guests, a home office, or a playroom. You will love the private backyard oasis, complete with a covered paver patio, a large grass area, and a 6-foot privacy fence. Upstairs includes an owner’s suite, featuring a walk-in closet and an en-suite bath with dual vanities, and a walk-in shower. There are 3 additional generously sized bedrooms which share a well-appointed full bathroom with double sinks and a tub/shower combo. The laundry room is conveniently located upstairs. Don’t miss the chance to own this amazing property located in the Sarasota School District and just minutes from Siesta Key, downtown Sarasota and UTC Mall. LOW HOA & NOT IN A FLOOD ZONE! The owners have an ASSUMABLE MORTGAGE at 3.5%!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,475

Sqft

0.11 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$212

Per sqft

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$81/mo
Taxes (2024)$2,852/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2024 actual bill$238
HOA fee — from the listing$81
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,801/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$238
HOA / condo fee$81
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $635,726 · range $532K$896K$932K

vs edgeAI estimate

−17.4%

$/sqft vs Sarasota actives

$212 vs $328

Days on market

8 vs 58 typical

Where $212/sqft sits among the 400 Sarasota actives

230 · this home
60
30
28
19
33
$153–391$391–629$629–866$866–1104$1104–1342$1342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 5904 SILVER SAGE WAY

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34232 — neighborhood snapshot

Population

34,779

Median age

48

Median income

$81,041

Median home value

$332,600

Avg household

2.24

Households w/ children

3,149

For the school run

Sarasota County School District

ElementaryFruitville Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

151 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $525,000 · 8 days on market since
2019Built · GARDEN VILLAGE PH 1

Reality check

What actually sold near 5904 SILVER SAGE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5925 SILVER SAGE WAYSold · Feb ’26

$410,000

5925 SILVER SAGE WAY · same community

4 bd · 2.5 ba · 2,027 sqft · $202/sqft · 130 DOM

5800 ELEGANT ORCHID WAYSold · Mar ’26

$616,000

5800 ELEGANT ORCHID WAY

5 bd · 3 ba · 2,475 sqft · $249/sqft · 323 DOM

5272 BOX TURTLE CIRCLESold · May ’26

$605,000

5272 BOX TURTLE CIRCLE

5 bd · 4 ba · 2,473 sqft · $245/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5904 SILVER SAGE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5904 SILVER SAGE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5904 SILVER SAGE WAY FAQs

What would the monthly payment be for 5904 SILVER SAGE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,801/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5904 SILVER SAGE WAY?+

The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5904 SILVER SAGE WAY?+

The most recent tax bill on record (2024) was $2,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5904 SILVER SAGE WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $525,000, this home is listed about 8% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5904 SILVER SAGE WAY?+

Fruitville Elementary School (elementary), McIntosh Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Tracy Anderson. MLS #A4700108.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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