2190 PENGUIN LANE, NORTH PORT, FL, 34286
Active15 days on marketListed Jul 15, 2026MLS #A4700095
About this home
2190 PENGUIN LANE
STOP SCROLLING—NO RENOVATION PROJECT HERE! Skip the dated kitchens, tired bathrooms, and weekend projects. This FULLY REMODELED 3-bedroom, 2-bath North Port home was transformed from the inside out in late 2025 and is truly move-in ready. From the moment you walk through the door, you'll immediately see the difference. The late-2025 transformation includes a NEW ROOF, NEW flooring, NEW interior paint, NEW kitchen, NEW cabinetry, NEW light fixtures, beautifully remodeled bathrooms, NEW HVAC, hurricane-impact windows and doors, and UPDATED ELECTRICAL THROUGHOUT. This isn't just another home with a few cosmetic updates—the major improvements have already been completed. No demo. No contractors. No weekends spent living through a renovation. Just unpack and enjoy. With 1,474 square feet of bright, inviting living space and NO HOA, this home delivers the modern style, comfort, and peace of mind today's buyers are searching for. FULLY REMODELED • NEW 2025 ROOF • NEW HVAC • HURRICANE-IMPACT WINDOWS & DOORS • UPDATED ELECTRICAL THROUGHOUT • NEW KITCHEN • REMODELED BATHROOMS • NEW FLOORING • MOVE-IN READY • NO HOA Homes with this level of recent renovation rarely come to market at this price. Schedule your private showing today before someone else calls it home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,474
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,404 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,404/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs PORT CHARLOTTE SUB 08
$183 vs $197
Days on market
15 vs 48 typical
Where $183/sqft sits among the 32 homes for sale in PORT CHARLOTTE SUB 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $308K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
13 of 32
PORT CHARLOTTE SUB 08 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 798% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2190 PENGUIN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
2278 MARGARET LANE · same community
3 bd · 2 ba · 1,537 sqft · $202/sqft · 1 DOM
Sold · Feb ’26$285,000
2442 PENGUIN LANE · same community
3 bd · 2 ba · 1,545 sqft · $184/sqft · 114 DOM
Sold · Jul ’26$390,000
2405 YALTA TERRACE · same community
3 bd · 2 ba · 1,391 sqft · $280/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2190 PENGUIN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2190 PENGUIN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2190 PENGUIN LANE FAQs
What would the monthly payment be for 2190 PENGUIN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2190 PENGUIN LANE?+
The most recent tax bill on record (2025) was $6,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2190 PENGUIN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $269,500, this home is listed about 20% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2190 PENGUIN LANE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Jonathan Stephens. MLS #A4700095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New North Port homes, in your inbox
Like 2190 PENGUIN LANE but not quite? A daily digest of every new listing in North Port — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →