David Ramirez
Pending
$939,0002 bd2 ba1,215 sqft$773 /sqft$6,259 /mo all-in ↓

6518 MIDNIGHT PASS ROAD UNIT 309, SIESTA KEY, FL, 34242

Pending12 days on marketListed Jul 22, 2026MLS #A4699926

WaterfrontFully furnishedCondominiumHOUSE SUN

About this home

6518 MIDNIGHT PASS ROAD UNIT 309

The best Gulf views currently available at House of the Sun! This rarely available third-floor residence is ideally positioned on the south side of the building, offering sweeping Gulf views and an exceptional beachfront lifestyle on Siesta Key. Enjoy breathtaking sunsets from the living room and private lanai, with world-famous Siesta Beach just steps from your door. House of the Sun features 100 feet of direct beachfront and an unbeatable location just 500 feet south of the Stickney Point Bridge, providing convenient access to the mainland while remaining within very short distance of restaurants, entertainment, coffee shops, gourmet markets, boutiques, salons, postal services, and beach, sport, and boat rentals. Local favorites including Captain Curt's and Daiquiri Deck are just around the corner. The residence has been thoughtfully updated with hurricane-impact windows, a newer A/C system, fresh interior paint, and beautiful stone-look porcelain tile flooring throughout the living areas, kitchen, and bedrooms. The kitchen features stainless steel appliances, granite countertops, and a stylish backsplash. Both bathrooms have been completely renovated with marble flooring, granite vanities, new sinks, and updated finishes. Additional highlights include a newer in-unit washer and dryer, owner's storage closet, and under-building assigned parking. House of the Sun has recently completed extensive property enhancements (2024-2025), including new elevators, a new roof, renovated pool and tennis court, an updated poolside clubhouse with new fitness equipment, new gas grilling stations, refreshed outdoor seating areas, upgraded landscaping, newly painted hallways, new carpeting and lighting, and enhanced building-wide Wi-Fi. Pet-friendly for owners, House of the Sun is also recognized for one of Siesta Key's premier on-site rental programs, featuring a three-night minimum rental policy. This residence has a strong rental history, making it an outstanding opportunity for both personal enjoyment and income potential. Sale is subject to existing future rental bookings.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,215

Sqft

0 ac

Lot size

1975

Year built

One

Levels

$773

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
ViewWater
FacesSouthwest
ParkingUnder Building
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$8,157/yr
PetsYes
CommunityWaterfront · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,259 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,067
PMI (est., until 20% equity)$352
Property tax — 2025 actual bill$680
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,900
Interest rate6.00%
Loan term

Estimated payment

$6,259/mo

Principal & interest$5,067
PMI (est., until 20% equity)$352
Property taxes (actual bill)$680
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $939K
$834KedgeAI estimate $932,943 · range $869K$1.0M$1.1M

vs edgeAI estimate

+0.6%

Days on market

12 vs 84 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside House Sun

Map of 6518 MIDNIGHT PASS ROAD UNIT 309 inside its neighborhood boundary

Drive times from this address

Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Siesta Key. See the full Siesta Key guide →

House Sun — neighborhood snapshot

Population

34

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

4%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Siesta Key market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$800K$2.7M

Siesta Key median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

Median sold price, Siesta Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% above the SIESTA KEY 34242 median. See the full Siesta Key market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $939,000 · 12 days on market since
1975Built · HOUSE SUN

Reality check

What actually sold near 6518 MIDNIGHT PASS ROAD UNIT 309

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6518 MIDNIGHT PASS ROAD UNIT 310Sold · May ’26

$855,000

6518 MIDNIGHT PASS ROAD UNIT 310 · same community

2 bd · 2 ba · 1,215 sqft · $704/sqft · 134 DOM

6518 MIDNIGHT PASS ROAD UNIT 307Sold · Sep ’25

$929,500

6518 MIDNIGHT PASS ROAD UNIT 307

2 bd · 2 ba · 1,215 sqft · $765/sqft · 1 DOM

6342 MIDNIGHT PASS ROAD UNIT 423Sold · Mar ’26

$1,125,000

6342 MIDNIGHT PASS ROAD UNIT 423

2 bd · 2 ba · 1,214 sqft · $927/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6518 MIDNIGHT PASS ROAD UNIT 309 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6518 MIDNIGHT PASS ROAD UNIT 309 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6518 MIDNIGHT PASS ROAD UNIT 309 FAQs

What would the monthly payment be for 6518 MIDNIGHT PASS ROAD UNIT 309?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,259/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6518 MIDNIGHT PASS ROAD UNIT 309?+

The most recent tax bill on record (2025) was $8,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6518 MIDNIGHT PASS ROAD UNIT 309?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Siesta Key?+

At $939,000, this home is listed about 48% below the Siesta Key median of $1,795,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6518 MIDNIGHT PASS ROAD UNIT 309?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$939,000 runs 96% above the SIESTA KEY 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of TIDELINE REAL ESTATE BROKERS · Mike Winger. MLS #A4699926.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Siesta Key homes, in your inbox

Like 6518 MIDNIGHT PASS ROAD UNIT 309 but not quite? A daily digest of every new listing in Siesta Key — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 2:55 PM UTC. The listing information on this page last changed on August 3, 2026 at 2:55 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 2:55 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 2:55 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.