3619 SE 16TH PLACE, CAPE CORAL, FL, 33904
Active20 days on marketListed Jul 13, 2026MLS #A4699865
About this home
3619 SE 16TH PLACE
DIRECT SAILBOAT GULF ACCESS. NO BRIDGES. BUILT IN 2020. COVERED 14,000 LB BOAT LIFT. HEATED SALTWATER POOL. FOUR BEDROOMS. This custom waterfront home is located in Cape Coral's highly sought-after Savona neighborhood, known for its outstanding boating access and beautiful waterfront homes. Built in 2020, it offers a combination of newer construction and DIRECT SAILBOAT GULF ACCESS that is hard to find, along with a tile roof and an oversized 2.5-car side-load garage that add lasting value and outstanding curb appeal. The waterfront is already set up with a composite captain's walk dock, covered 14,000 lb boat lift with canopy, and quick access to the Caloosahatchee River and the Gulf of Mexico. Snook, snapper, jack, and more can often be caught right from your own dock. The backyard features a heated saltwater pool with sunshelf, outdoor kitchen, outdoor shower, and a spacious paver lanai. Eastern rear exposure offers beautiful sunrise views while helping keep the lanai cooler during the afternoon. The open great room features soaring ceilings with tray ceilings and custom cloud lighting, a statement chandelier, an electric fireplace, and a floor-to-ceiling tile feature wall. Large sliding glass doors overlook the pool and canal, while large-format 24x24 tile flooring extends throughout the entire home with no carpet. The kitchen features a waterfall-edge quartz island, European-style soft-close doors and drawers, Samsung appliances, a pot filler, under-cabinet lighting, a textured tile backsplash, and generous workspace. The primary suite opens directly to the lanai and includes tray ceilings, dual vanities, a soaking tub, a spacious dual-entry walk-through shower, a transom window, and a walk-in closet. Three additional bedrooms provide flexibility for guests, family, a home office, or hobbies. Additional features include impact windows and doors, a generator, paver driveway, city water and sewer with all assessments paid, and the peace of mind that this home has remained high and dry through Southwest Florida's recent major storms. Savona is one of Cape Coral's most desirable waterfront neighborhoods, known for its one-way-in, one-way-out layout, exceptional boating access, and an optional neighborhood association with no mandatory HOA fees. Ideally located between the Cape Coral Parkway and Veterans Memorial Parkway bridges, you'll enjoy quick access to Fort Myers while being just minutes from South Cape, known for its locally owned restaurants, boutique shopping, entertainment, and year-round community events. Cape Coral's Yacht Club beach, fishing pier, and public boat ramp are also just a 5 to 10-minute drive away. This is an opportunity to own a newer custom home with DIRECT SAILBOAT GULF ACCESS, a covered boat lift, heated saltwater pool, outdoor kitchen, and four bedrooms in one of Cape Coral's premier boating neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,096
Sqft
0.23 ac
Lot size
2
Garage
2020
Year built
One
Levels
$573
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,294 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,294/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+81.3%
$/sqft vs CAPE CORAL
$573 vs $240
Days on market
20 vs 39 typical
Where $573/sqft sits among the 131 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Savona
Get to know Cape Coral. See the full Cape Coral guide →
Savona — neighborhood snapshot
Population
853
Median age
59
Median income
$88,207
Median home value
$474,200
Avg household
2
Households w/ children
54%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $411K
Cape Coral median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
46 of 131
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 3619 SE 16TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$490,000
2213 SW 7TH PLACE · same community
3 bd · 2 ba · 2,067 sqft · $237/sqft · 101 DOM
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Dec ’25$444,000
2711 SW 27TH STREET · same community
3 bd · 2 ba · 2,028 sqft · $219/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3619 SE 16TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3619 SE 16TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3619 SE 16TH PLACE FAQs
What would the monthly payment be for 3619 SE 16TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3619 SE 16TH PLACE?+
The most recent tax bill on record (2025) was $14,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3619 SE 16TH PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $1,200,000, this home is listed about 176% above the Cape Coral median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3619 SE 16TH PLACE?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), North Fort Myers High School (high), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 167% above the CAPE CORAL 33904 median — but at 2,096 sqft it's also 16% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cape Elementary School, Pelican Elementary School, Cape Coral High School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, North Fort Myers High School, Mariner High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX NAUTICAL REALTY · Brooke Cole Murray. MLS #A4699865.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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