David Ramirez
$2,495,0004 bd3.5 ba2,153 sqft$1,159 /sqft$16,752 /mo all-in ↓

203 72ND STREET, HOLMES BEACH, FL, 34217

Active7 days on marketListed Jul 17, 2026MLS #A4699828

Private poolSingle Family ResidenceWEST WIND SHORES

About this home

203 72ND STREET

Welcome to Tidal Daze, a beautifully designed coastal sanctuary poised just a short stroll from the sugar-sand shores of Holmes Beach—where turquoise water, gentle Gulf breezes, and legendary sunsets become part of your everyday rhythm. A proven vacation rental with an established income history, this exceptional 4BD/3.5BA residence offers a rare balance of refined style, easy comfort, and lasting investment value. Sunlight pours through walls of windows and a central skylight, washing the open gathering spaces in a bright, airy glow that carries throughout the home. The graceful floor plan unfolds into both a welcoming family room and a separate living room—generous room to entertain, unwind, and settle in after a barefoot day by the water. The kitchen flows seamlessly into the main living areas, while an expansive wrap-around porch invites slow morning coffee, alfresco dining, and golden evening sunsets framed by lush tropical landscaping. Beyond the doors, a private backyard is composed for effortless island living: a sparkling pool, a covered entertaining area, and low-maintenance grounds that give you back your time for the Florida lifestyle. Ample driveway parking welcomes family and guests with ease, while a durable metal roof lends enduring value and coastal character. Best of all, the beach is close enough to leave the car behind—slip on your sandals, wander to the shoreline in minutes, and let sunrise walks and toes-in-the-sand afternoons unfold whenever the mood strikes. Whether you envision a primary residence, a serene second home, or a proven income-producing retreat, Tidal Daze presents an extraordinary opportunity in one of Anna Maria Island's most coveted enclaves—moments from the beach, celebrated dining, boutique shopping, and all the magic of island life.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,153

Sqft

0.16 ac

Lot size

1

Garage

1971

Year built

Two

Levels

$1,159

Per sqft

Private poolPool viewTurnkey

Inside

FlooringLuxury Vinyl · Tile
AppliancesBar Fridge · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Skylight(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationSlab
ViewPool
FacesNorth
ExteriorIrrigation System · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$26,316/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,752 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property tax — 2025 actual bill$2,193
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $249,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $249,500
Interest rate6.00%
Loan term

Estimated payment

$16,752/mo

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property taxes (actual bill)$2,193
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.5M
$2.0MedgeAI estimate $2,312,778 · range $2.1M$2.7M$2.8M

vs edgeAI estimate

+7.9%

$/sqft vs Holmes Beach actives

$1,159 vs $902

Days on market

7 vs 95 typical

Where $1,159/sqft sits among the 140 Holmes Beach actives

20
35
38
19 · this home
9
19
$466–646$646–826$826–1007$1007–1187$1187–1367$1367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holmes Beach

Map of 203 72ND STREET

Drive times from this address

Downtown Tampa71 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holmes Beach. See the full Holmes Beach guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

76 of 140

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $2,495,000 · 7 days on market since
1971Built · WEST WIND SHORES

Reality check

What actually sold near 203 72ND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

212 70TH STREETSold · Aug ’25

$3,150,000

212 70TH STREET · same community

4 bd · 4.5 ba · 2,274 sqft · $1,385/sqft · 0 DOM

6605 GULF DRIVESold · Mar ’26

$3,100,000

6605 GULF DRIVE · same community

4 bd · 4.5 ba · 2,659 sqft · $1,166/sqft · 26 DOM

6405 GULF DRIVESold · Feb ’26

$1,700,000

6405 GULF DRIVE · same community

3 bd · 2.5 ba · 2,876 sqft · $591/sqft · 375 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 203 72ND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 203 72ND STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

203 72ND STREET FAQs

What would the monthly payment be for 203 72ND STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,752/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 203 72ND STREET?+

The most recent tax bill on record (2025) was $26,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holmes Beach?+

At $2,495,000, this home is listed about 81% above the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 203 72ND STREET?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,495,000 runs 102% above the HOLMES BEACH 34217 median — but at 2,153 sqft it's also 40% larger than the typical Holmes Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 7 days on market in a Holmes Beach market that averages 95 — if it fits, move quickly.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DUNCAN REAL ESTATE, INC. · Darcie Duncan. MLS #A4699828.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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