David Ramirez
$380,0002 bd1 ba920 sqft$413 /sqft≈$2,802 /mo all-in ↓

1129 HOPKINS LANE, ZOLFO SPRINGS, FL, 33890

Active33 days on marketListed Jul 11, 2026MLS #A4699724

Single Family ResidencePINECREST FARMS PH 2

About this home

1129 HOPKINS LANE

Discover the perfect balance of comfort, privacy, and functionality with this immaculate 2021 concrete block home situated on 5.01 fully fenced acres at the end of a quiet dead-end road in Zolfo Springs. Zoned A-1, this property is ideal for horses, livestock, chickens, or anyone seeking the freedom and versatility of country living. Inside, the 2-bedroom, 1-bath home features vaulted ceilings, abundant natural light, granite countertops, custom cabinetry, stainless steel appliances, and tile flooring throughout. The kitchen flows effortlessly into the main living area, creating a welcoming space for everyday living and entertaining. Hurricane shutters on every window provide added peace of mind. Step outside to enjoy two outdoor kitchens, a spacious covered patio, fenced pastures, and animal pens already in place. Two wells support both residential and agricultural use, while a storage building and shipping container providing ample room for equipment, tools, and supplies. Whether you’re looking to establish a hobby farm, bring your animals home, or simply enjoy the peace and privacy of country living, this exceptional property offers the space and flexibility to make it your own.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

920

Sqft

5.01 ac

Lot size

2021

Year built

One

Levels

$413

Per sqft

Inside

FlooringTile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesSouth
ExteriorOutdoor Kitchen · Sidewalk

Community & fees

Taxes (2025)$2,838/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,802 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$237
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

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Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate6.00%
Loan term

Estimated payment

$2,802/mo

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$237
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Zolfo Springs

Map of 1129 HOPKINS LANE

Get to know Zolfo Springs. See the full Zolfo Springs guide →

ZOLFO SPRINGS 33890 — neighborhood snapshot

Population

4,991

Median age

34.9

Median income

$70,179

Median home value

$140,700

Avg household

3.25

Households w/ children

683

The numbers that matter

The Zolfo Springs market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$221K → $318K

Zolfo Springs median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Zolfo Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the ZOLFO SPRINGS 33890 median. See the full Zolfo Springs market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $380,000 · 33 days on market since
2021Built · PINECREST FARMS PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1129 HOPKINS LANE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1129 HOPKINS LANE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

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Straight answers

1129 HOPKINS LANE FAQs

What would the monthly payment be for 1129 HOPKINS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,802/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1129 HOPKINS LANE?+

The most recent tax bill on record (2025) was $2,838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Zolfo Springs?+

At $380,000, this home is listed about 49% above the Zolfo Springs median of $255,000. The market section on this page shows how the area is trending.

Listing courtesy of TOWN & COUNTRY PROPERTIES OF FL · Shayla Ramirez Morales. MLS #A4699724.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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