David Ramirez
$155,0002 bd2 ba748 sqft$207 /sqft$1,480 /mo all-in ↓

3402 SHINGLE OAK TERRACE, SARASOTA, FL, 34237

Active13 days on marketListed Jul 11, 2026MLS #A4699722

Priced 22% below the SARASOTA 34237 medianFully furnishedMobile HomeOAKWOOD MANOR

About this home

3402 SHINGLE OAK TERRACE

Charming, cozy, and move-in ready in the highly desirable 55+ gated community of Oakwood Manor, the ONLY resident-owned park within Sarasota city limits—meaning NO LOT RENT! This delightful FULLY FURNISHED 2-bedroom, 2-bath bungalow-style home is proof that great things come in the perfect-sized package. Thoughtfully updated with quality improvements throughout, this home offers a desirable split-bedroom floor plan, abundant natural light, exceptional storage, and an inviting open-concept design. The added space of the living room push-out creates the perfect area for additional living or dining space, enhancing both comfort and functionality. The beautifully updated kitchen is designed for both functionality and style, featuring a built-in cooktop, built-in oven, overhead microwave, new refrigerator, garbage disposal, and ample cabinetry—making the most of every inch of space. The spacious front guest bedroom is highlighted by a large bay window that fills the room with natural light and is complimented by an en-suite bathroom and indoor laundry with stackable washer and dryer. A fully enclosed Florida room with newer windows and sliding glass doors provides approximately 120 square feet of additional living or entertaining space and features a convenient pass-through entrance to the front bedroom and guest bath, creating flexibility for guests, hobbies, or a relaxing sitting area. Major improvements provide peace of mind for years to come. Previous updates include vinyl siding, replacement windows, and the main sewer line (2018). Recent renovations include new leveling and support piers (10/2025), all new subflooring throughout the home, including the Florida room (10/2025), fresh interior paint, luxury vinyl plank flooring throughout the main living areas, and all new carpet in both bedrooms (11/2025), a complete new TPO roofover and new carport with additional tie-downs rated up to 150 mph (2/2026), new HVAC system, electrical panel, and meter base (3/2026), a new rear concrete patio (4/2026), and a newly constructed framed, vinyl-sided storage shed (6/2026). Oakwood Manor is a beautifully maintained, gated 90-acre community offering an exceptional Florida lifestyle with a low $210/month maintenance fee, which includes lawn care, cable TV, access to the heated pool and spa, clubhouse amenities, and more. Residents enjoy a spacious clubhouse with a fitness room, library, billiards, commercial kitchen, event hall, stage, dance floor, and an active social calendar filled with year-round activities, clubs, shuffleboard, putt-putt, and community events. Ideally located adjacent to the Legacy Trail and Sarasota's city-managed pickleball courts. Oakwood Manor is located nearby downtown Sarasota and the sandy shores of Lido Beach is an easy drive, with convenient access to shopping, dining, Tamiami Trail, and I-75. Please note that Oakwood Manor is an age-restricted community and does not permit pets or motorcycles.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

748

Sqft

0.1 ac

Lot size

1972

Year built

One

Levels

$207

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane · Roof Over
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesNorth
ParkingDriveway · Tandem
ExteriorLighting · Private Mailbox · Sliding Doors

Community & fees

HOA fee$210/mo
Taxes (2025)$1,552/yr
PetsNo
CommunityLake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,480 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2025 actual bill$129
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,425
Interest rate6.00%
Loan term

Estimated payment

$1,480/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$129
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $155K
$126KedgeAI estimate $145,557 · range $131K$154K$161K

vs edgeAI estimate

+6.5%

$/sqft vs OAKWOOD MANOR

$207 vs $156

Days on market

13 vs 58 typical

Where $207/sqft sits among the 18 homes for sale in OAKWOOD MANOR

6
4
2
2
2
2 · this home
$130–144$144–157$157–171$171–184$184–198$198+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakwood Manor

Map of 3402 SHINGLE OAK TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Oakwood Manor — neighborhood snapshot

Population

1,094

Median age

46

Median income

$49,358

Median home value

$158,100

Avg household

2

Households w/ children

42%

For the school run

Sarasota County School District

ElementaryTuttle Elementary School★★★★★
HighSarasota High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

3 of 18

OAKWOOD MANOR have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the SARASOTA 34237 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $155,000 · 13 days on market since
1972Built · OAKWOOD MANOR

Reality check

What actually sold near 3402 SHINGLE OAK TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3402 SHINGLE OAK TERRACESold · Sep ’25

$50,000

3402 SHINGLE OAK TERRACE · same community

2 bd · 2 ba · 748 sqft · $67/sqft · 90 DOM

3334 OVERCUP OAK TERRACESold · Dec ’25

$140,000

3334 OVERCUP OAK TERRACE · same community

2 bd · 1 ba · 871 sqft · $161/sqft · 329 DOM

103 OAKWOOD BOULEVARDSold · May ’26

$69,500

103 OAKWOOD BOULEVARD · same community

1 bd · 1.5 ba · 588 sqft · $118/sqft · 442 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3402 SHINGLE OAK TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3402 SHINGLE OAK TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3402 SHINGLE OAK TERRACE FAQs

What would the monthly payment be for 3402 SHINGLE OAK TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,480/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3402 SHINGLE OAK TERRACE?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3402 SHINGLE OAK TERRACE?+

The most recent tax bill on record (2025) was $1,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3402 SHINGLE OAK TERRACE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $155,000, this home is listed about 73% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3402 SHINGLE OAK TERRACE?+

Tuttle Elementary School (elementary), Sarasota High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Angie Murph. MLS #A4699722.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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