1814 97TH STREET NW, BRADENTON, FL, 34209
Active2 days on marketListed Jul 23, 2026MLS #A4699643
About this home
1814 97TH STREET NW
Location, Location, Location — Reimagined for Today Fall in love with this beautifully updated, Todd Johnston designed custom pool home, tucked behind the gates of The Loop — an exclusive, coveted community of just 50 luxury homes. Set on a private, park-like ¾-acre lot, this home has been thoughtfully upgraded throughout — offering the perfect blend of timeless architecture and modern luxury. The showstopper is the completely remodeled kitchen: opened up to the living space, featuring all-new appliances, custom cabinetry, granite countertops, updated plumbing and electrical, and a large extended island with double-sided cabinets for extra storage. New tile flooring flows throughout the main level, while the upstairs has been refreshed with luxury vinyl plank flooring. Enjoy true peace of mind with brand-new impact windows at the slider and aquarium window, a new screen cage over the lanai, a new flat roof over the covered patio, and two new AC units and handlers (2020). Outside, the pool has been resurfaced with a new filter and heater, so it's truly move-in ready for years of poolside relaxation. This 4-bedroom home offers a first-floor primary suite, a second bedroom, and an office/den, with two more bedrooms upstairs alongside an amazing family/bonus room featuring sliders that open to a private deck with tranquil pond views. The open, light-filled floor plan features 10' ceilings, crown molding, an instant hot water heater, and double-paned windows throughout. A 3-car garage with attic storage and a circular driveway complete the package. Outside, the beautifully landscaped grounds are watered by a well water sprinkler system, keeping your water bill low while the pool sparkles with its Quick cleaning system. You can't beat the location — walking distance to Robinson Preserve's 480 acres of trails and kayaking and to Palma Sola Botanical Park, under a 10-minute drive to the beaches of Anna Maria Island, and just minutes to De Soto National Memorial Park. Your next chapter starts here.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,577
Sqft
0.77 ac
Lot size
3
Garage
2000
Year built
Multi/Split
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,563 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,563/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Bradenton actives
$391 vs $236
Days on market
2 vs 53 typical
Where $391/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Loop Of Northwest Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Loop Of Northwest Bradenton — neighborhood snapshot
Population
462
Median age
55
Median income
$145,042
Median home value
$725,500
Avg household
2
Households w/ children
37%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
192 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 439% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1814 97TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,525,000
508 84TH STREET NW
4 bd · 3.5 ba · 3,442 sqft · $443/sqft · 154 DOM
Sold · Jun ’26$789,000
503 84TH STREET NW
3 bd · 2 ba · 3,384 sqft · $233/sqft · 18 DOM
Sold · Jun ’26$719,500
1103 87TH STREET NW
4 bd · 2 ba · 3,371 sqft · $213/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1814 97TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1814 97TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1814 97TH STREET NW FAQs
What would the monthly payment be for 1814 97TH STREET NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,563/mo — principal and interest, the actual property-tax bill, the $241/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1814 97TH STREET NW?+
The association fee works out to $241 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1814 97TH STREET NW?+
The most recent tax bill on record (2025) was $12,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1814 97TH STREET NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,400,000, this home is listed about 254% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 1814 97TH STREET NW?+
Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,400,000 runs 439% above the BRADENTON 34209 median — but at 3,577 sqft it's also nearly twice the size of the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Bradenton market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Rebecca Adams. MLS #A4699643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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