David Ramirez
$430,0003 bd2 ba1,440 sqft$299 /sqft$3,263 /mo all-in ↓

4063 PALAU DRIVE, SARASOTA, FL, 34241

Active15 days on marketListed Jul 10, 2026MLS #A4699619

Priced 28% below the SARASOTA 34241 medianSingle Family ResidenceLAKE SARASOTA

About this home

4063 PALAU DRIVE

Welcome home to this beautifully updated & well-maintained Lake Sarasota stunner. Positioned on a large interior lot this home doesn't disappoint. Hurricane Impact windows offer safety, peace of mind & insurance discounts you'll appreciate. New HVAC in March of this year. Move in ready & sure to impress with updates experienced in every room. High ceilings, open concept & no wasted space add to the grandeur of this home. The generously sized lot is fully fenced in lending to the peaceful private sunset views that can be enjoyed from the large screened-in lanai. There is more than enough space to add a pool if desired while still keeping a large backyard to be enjoyed by children & fur babies. Equally impressive is the beautiful kitchen update that includes solid wood cabinetry, pull out drawers, granite counters, farm sink, breakfast bar, tile backsplash, pendant lights, flush mount lights, stainless-steel appliances & double oven. The large space just off the kitchen is perfect for casual dining or as a remote workspace if all 3 of the bedrooms have been claimed. The primary bedroom is generously sized, has newer carpet, a large walk-in closet and an ensuite bathroom that has been tastefully updated with an oversized granite top wood vanity, updated lighting, and fixtures. The second bathroom has also been nicely updated with wood vanity, granite countertops, lighting and fixtures. The Secondary bedrooms are generously sized and have newer carpet for your enjoyment as well. Stunning tile floors greet you as you enter the home and carry throughout the common areas in the home. Updated lighting, fans and modern fixtures have been added throughout the home. The large two-car garage has an insulated hurricane impact door, utility sink, a workspace, and also comes with a Samsung washer & dryer. Top Rated Schools, No HOA or deed restrictions, No CDD, Great for commuting and minutes to unlimited Dining, Shopping, entertainment, Lakewood Ranch, UTC, and the country's top beaches. Don't miss this amazing opportunity to make it yours today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,440

Sqft

0.17 ac

Lot size

2

Garage

1989

Year built

One

Levels

$299

Per sqft

Inside

FlooringCarpet · Concrete · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingDeeded · Driveway · Garage Door Opener · Oversized · Workshop in Garage
ExteriorLighting · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,574/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,263 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$381
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,050
Interest rate6.00%
Loan term

Estimated payment

$3,263/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$381
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$376KedgeAI estimate $412,521 · range $392K$456K$474K

vs edgeAI estimate

+4.2%

$/sqft vs LAKE SARASOTA

$299 vs $284

Days on market

15 vs 58 typical

Where $299/sqft sits among the 12 homes for sale in LAKE SARASOTA

1
2
1
3
2 · this home
3
$185–211$211–237$237–263$263–290$290–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 4063 PALAU DRIVE

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34241 — neighborhood snapshot

Population

15,651

Median age

51

Median income

$113,114

Median home value

$479,700

Avg household

2.62

Households w/ children

1,633

For the school run

Sarasota County School District

ElementaryLakeview Elementary School★★★★★
MiddleSarasota Middle School★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

7 of 12

LAKE SARASOTA have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the SARASOTA 34241 median. See the full Sarasota market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $430,000 · 15 days on market since
1989Built · LAKE SARASOTA

Reality check

What actually sold near 4063 PALAU DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6812 JARVIS ROADSold · Feb ’26

$535,000

6812 JARVIS ROAD · same community

3 bd · 2 ba · 1,452 sqft · $368/sqft · 0 DOM

6547 SAMOA DRIVESold · Aug ’25

$399,000

6547 SAMOA DRIVE · same community

3 bd · 2 ba · 1,460 sqft · $273/sqft · 73 DOM

6635 BRENTFORD ROADSold · May ’26

$389,000

6635 BRENTFORD ROAD · same community

3 bd · 2 ba · 1,469 sqft · $265/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4063 PALAU DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4063 PALAU DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4063 PALAU DRIVE FAQs

What would the monthly payment be for 4063 PALAU DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4063 PALAU DRIVE?+

The most recent tax bill on record (2025) was $4,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4063 PALAU DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $430,000, this home is listed about 25% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4063 PALAU DRIVE?+

Lakeview Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Meredith Holz. MLS #A4699619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 4063 PALAU DRIVE but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 9:55 AM UTC. The listing information on this page last changed on July 25, 2026 at 9:55 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 9:55 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 9:55 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.